Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Lincoln, NE metro
- 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - First Nebraska Credit UnionShare Savings AccountSavings · $100 min · 0.05%–0.25% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: There is a $5.00 minimum balance required in share savings when you become a member. Minimum balance requirement to earn dividends is $100. Dividends are compounded using the average daily balance method, accrued quarterly, and posted the last day of the quarter.
0.05% interest rate · Effective Jul 1, 2022
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $999 0.05% $1,000 – $4,999 0.07% $5,000 – $9,999 0.12% $10,000 and upYour amount 0.25% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: An opening deposit of $25 equals five shares at the credit union and establishes shareholder membership. Dividends are compounded daily and paid quarterly. Accounts may be used as collateral for a loan.
Offer: Dividends are compounded daily, paid quarterly. $25 opening deposit required to establish membership.
0.25% interest rate · Compounded daily · Effective Jun 18, 2026
Rate checked
More details - University of Nebraska Federal Credit UnionShare Savings AccountSavings · $5 min
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Membership starts with a $5 deposit in a Regular Share Savings account. No monthly maintenance fees. Dividends are calculated on the average daily balance. Rates may change after the account is opened.
Offer: Dividends calculated on average daily balance. Rates may change after account is opened.
0.20% interest rate · No monthly fee · Effective Feb 1, 2025
Rate checked
More details - 0.15%APY$15 a year on $10,000intro rate
Requirements
Product: Primary savings account establishing membership ownership with a $5 ownership share. Must maintain $5 minimum balance to remain a member.
Offer: Prospective rate for the 3rd quarter 2026. Dividends paid monthly.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A service charge of $4 will be charged if average daily balance falls below $100 per statement cycle (waived for youth under 19).
Offer: Monthly service charge of $4 waived if average daily balance is $100 or more, or for youth under 19.
0.15% interest rate · $4 monthly fee · Effective May 13, 2025
Rate by balance
Rate by balance for Savings Balance APY Up to $75,000Your amount 0.15% $75,000 and up 0.20% Rate checked
More details - Cobalt Credit UnionPersonal Prime Money Market AccountPersonal Prime Money Market Account · 0.10%–3.25% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Variable rate based on Wall Street Journal (WSJ) Prime Rate minus 3.75% with a 0.30% floor rate; adjusts the following business day if WSJ Prime Rate changes. No monthly service fees.
Offer: Rate applied if eligibility requirements (average daily balance of at least $20,000 and monthly direct deposit of at least $500) are not met.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Personal Prime Money Market Account Balance APY Any balanceYour amount 0.10% $20,000 and up 3.25% Rate checked
More details - City Bank & Trust Co.Money Market AccountMoney Market Account · $25 min · 0.10%–0.20% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,000Requirements
Product: $1,000 minimum balance to avoid maintenance fee. Below $1,000 balance incurs a $10 per month maintenance fee. Six free debits per cycle, debits over six are $3 each. Variable rate account where rates may change after the account is opened.
0.10% interest rate · $10 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: You must maintain a minimum daily balance of $100 to earn interest on the account. Interest is paid on tiered balances. Interest will be compounded and credited quarterly. Free Online Banking, Free Mobile Banking & Mobile Deposit, Free eStatements & Alerts. Paper statement mailing fee $3 per month.
Offer: Interest compounded and credited quarterly.
0.00% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Over $0 0.00% $100 and up 0.05% $1,000 and up 0.10% $5,000 and upYour amount 0.10% Rate checked
More details - First Lincoln FCUMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Multi-Tiered Dividends Paid Monthly. $10.00 service fee on accounts below $1,000.00. Up to 5 free withdrawals per month; additional withdrawals incur a $5.00 fee per withdrawal (withdrawals include electronic debits and cash or check withdrawals).
Offer: $10.00 service fee applies on balances below $1,000.00.
0.05% interest rate · $10 monthly fee · Effective Aug 13, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 – $100,000 0.15% $100,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - First Lincoln FCUShare Savings AccountSavings · $0 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Required for All FLFCU Members Must Maintain $5.00 Minimum Balance For Membership Purposes Multi-Tiered Dividends Paid Monthly This account has up to 5 free withdrawals per month, additional withdrawals during the month will incur $1.00 fee per withdrawal. (Withdrawals include electronic debits, overdraft protection transfers, and cash or check withdrawals.)
0.05% interest rate · Effective Aug 13, 2025
Rate by balance
Rate by balance for Share Savings Account Balance APY Up to $1,000 0.05% $1,000 – $5,000 0.05% $5,000 – $10,000 0.10% $10,000 and upYour amount 0.10% Rate checked
More details - First State Bank NebraskaMoney Market Savings AccountMoney Market Savings Account · $2,500 min · 0.10%–1.50% by balance
Bank · 4 branches
0.10%APY$10 a year on $10,0000.10% interest rate
Rate by balance
Rate by balance for Money Market Savings Account Balance APY Up to $50,000Your amount 0.10% $50,000 – $100,000 0.25% $100,000 – $250,000 1.00% $250,000 and up 1.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $100 minimum balance; $5 quarterly service charge if balance falls below minimum. 9 free withdrawals per quarter, $1 per withdrawal thereafter.
Offer: $5 quarterly service charge if balance falls below $100. 9 free withdrawals per quarter, $1 per withdrawal after 9.
0.10% interest rate · Effective May 2, 2025
Rate checked
More details - 0.08%APY$8 a year on $10,000with conditions
Requirements
Product: Requires a Premier Checking relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.08% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.08% $5,000 – $25,000Your amount 0.08% $25,000 – $100,000 0.10% $100,000 – $500,000 0.10% $500,000 – $1,000,000 0.12% $1,000,000 – $2,500,000 0.12% $2,500,000 and up 0.12% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lincoln, NE metro
81 accounts at 31 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.28%
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Lincoln, NE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 8 branches
- Cobalt Credit UnionCredit union · 1 branch
- Union Bank & TrustBank · 20 branches