Credit union · NCUA insured
First Lincoln FCU
A $18.6M credit union headquartered in Lincoln, NE, with 2,423 members and 1 branch in Nebraska. Best rates: CDs 3.86% and savings 0.75% APY.
First Lincoln FCU Carrot Score
79
Carrot Score
Higher than 48% of U.S. banks and credit unions
#15 of 29 in Lincoln, NE metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About First Lincoln FCU
Originally chartered in 1956, First Lincoln Federal Credit Union is headquartered in Lincoln, Nebraska, and serves Lancaster County.
Renamed First Lincoln Federal Credit Union in 1980, the institution has operated from its R Street facility since 1984.
- Headquarters
- 5730 R St Ste A, Lincoln, NE 68505-2309
- NCUA charter
- 10756
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to all persons who either live, work, worship or attend school in Lancaster County, Nebraska.
Family and household
- Open to immediate family members of eligible persons.
Branches
1 branch in Nebraska
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Nebraska
1 branch
- Main OfficeMain office5730 R St, Ste A, Lincoln, NE 68505Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.78% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 7.36% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -2.22% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $40 | $59 | — |
- CapitalNet worth ratio9.78%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late7.36%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-2.22%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$40Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of First Lincoln FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.