Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–13 of 13 in Lincoln, NE metro · median 10.99% APR
- 9.95%APRas low as · up to 12.95%
9.95% APR, up to 12.95%
Terms
Rate based on creditworthiness. Applies to purchases and balance transfers. 25-day grace period on purchases.
Credit card score 83 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Grace period for purchases is 25 days. Finance charge imposed on credit purchases only if entire new balance is not paid within 25 days from statement closing date. Rates as low as 9.99% APR.
Credit card score 82 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - MembersOwn Credit UnionMembersOwn Preferred VISA® Credit Card · No annual fee
Credit union · 1 branch
9.99%APRas low asTerms
Fixed rates as low as 9.99% APR. The rate you qualify for is based on your credit history and approval. Minimum monthly payment is 2% of statement balance or $25, whichever is greater. There are no annual fees, over-limit fees or balance transfer fees.
Credit card score 82 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 10.00%APRas low as · up to 18.00%
10.00% APR, up to 18.00%
Terms
Rates range from 10% to 18% based on credit score and creditworthiness. Subject to credit approval. Membership balance of $25 required. $0 annual fee. $0 balance transfer fee.
Credit card score 81 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.00%APRas low as
Terms
Member Advantage tier. Available to members in the A+ credit range (740-850 credit). Highest credit limit based on debt to income and subject to approval.
Credit card score 81 · Carrot Score 67
Rate checked · Credit cards rates on its site
Rates and branches - University of Nebraska Federal Credit UnionClassic Visa Credit Card · No annual fee
Credit union · 2 branches
10.40%APRas low as · up to 21.50%10.40% APR, up to 21.50%
Terms
Rates as low as 10.40% APR on purchases. Subject to change quarterly to Prime Rate plus 3.4% - 14.5%.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.99%APRas low as
Terms
Fixed APR for purchases. Grace period of at least 25 days after the close of each billing cycle on purchases if entire balance is paid by due date.
Credit card score 77 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 12.70%APRas low as
Terms
Variable APR based on Prime + 5.7%. No annual fee. Credit limit up to $25,000. 25-day grace period for purchases if paid in full each month.
Credit card score 69 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 12.94%APRas low as
Terms
Current variable rate as of October 1, 2026. Rates listed are best rates based on applicant's credit history; actual rate may be higher.
Credit card score 67 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 14.99%APRas low as · up to 24.99%
14.99% APR, up to 24.99%
Terms
Standard variable APR based on a 6.75% Prime Rate plus margin.
Credit card score 62
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.49%
18.49% APR, up to 27.49%
Terms
Variable purchase APR based on creditworthiness.
Credit card score 60 · Carrot Score 66
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Lincoln, NE metro
13 banks and credit unions · checked Oct 16–22
- Typical
- 10.99%
- Top 10% up to
- 9.99%
- Banks, typical
- 17.74%
- Credit unions, typical
- 10.00%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Lincoln, NE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Cornhusker BankBank · 8 branches
- Cobalt Credit UnionCredit union · 1 branch
- Union Bank & TrustBank · 20 branches