Credit union · NCUA insured
Lincoln SDA Credit Union
A $10.1M credit union headquartered in Lincoln, NE, with 1,146 members and 1 branch in Nebraska. Best rates: CDs 2.95% and savings 0.25% APY.
Lincoln SDA Credit Union Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#20 of 29 in Lincoln, NE metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lincoln SDA Credit Union
Lincoln SDA Credit Union is a faith-based, member-owned and operated financial institution organized to serve members of the Seventh-day Adventist Church.
- Headquarters
- 4733 Prescott Ave, Lincoln, NE 68506-5456
- NCUA charter
- 65561
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Seventh-day Adventist Church are eligible to join Lincoln SDA Credit Union.
- Individuals who work at a Seventh-day Adventist Hospital are eligible to join Lincoln SDA Credit Union.
Military, government and schools
- Individuals who work or attend a Seventh-day Adventist College or University are eligible to join Lincoln SDA Credit Union.
Branches
1 branch in Nebraska
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Nebraska
1 branch
- Lincoln SDA Credit UnionMain office4733 Prescott Ave, Lincoln, NE 68506Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.89% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.63% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.33% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $57 | $59 | — |
- CapitalNet worth ratio10.89%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.63%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.33%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$57Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lincoln SDA Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.