Bank · FDIC insured
City Bank & Trust Co. Savings Rates
City Bank & Trust Co.’s best savings rate is 0.10% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How City Bank & Trust Co.’s savings rates compare
Compared with banks and credit unions near Lincoln, NE, where City Bank & Trust Co. has the most branches. $10,000, best rate first.
This bank’s best
City Bank & Trust Co.
0.10%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $10
Money Market Account
Top rate
Cornhusker Bank
3.46%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $346
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
City Bank & Trust Co. savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where City Bank & Trust Co. ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Money Market Account
0.15%APY
$1,000 minimum balance to avoid maintenance fee. Below $1,000 balance incurs a $10 per month maintenance fee. Six free debits per cycle, debits over six are $3 each. Variable rate account where rates may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $20,000 | 0.15% | $15 |
| $20,000 – $100,000 | 0.20% | — |
| $100,000 and up | 0.25% | — |
Money Market Account
0.10%APY
$1,000 minimum balance to avoid maintenance fee. Below $1,000 balance incurs a $10 per month maintenance fee. Six free debits per cycle, debits over six are $3 each. Variable rate account where rates may change after the account is opened.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.10% | — |
| $10,000 – $25,000 | 0.10% | $10 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 – $100,000 | 0.10% | — |
| $100,000 and up | 0.20% | — |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.