Credit union · NCUA insured
Lincoln SDA Credit Union Savings Rates
Lincoln SDA Credit Union’s best savings rate is 0.25% APY on $10,000, with its Share Savings Account. Rates checked October 22, 2026.
How Lincoln SDA Credit Union’s savings rates compare
Compared with banks and credit unions near Lincoln, NE, where Lincoln SDA Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Lincoln SDA Credit Union
0.25%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $25
Share Savings Account
Top rate
Cornhusker Bank
3.46%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $346
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Lincoln SDA Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lincoln SDA Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
0.25%APY
An opening deposit of $25 equals five shares at the credit union and establishes shareholder membership. Dividends are compounded daily and paid quarterly. Accounts may be used as collateral for a loan.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are compounded daily, paid quarterly. $25 opening deposit required to establish membership.Any balance | 0.25% | $25 | Dividends are compounded daily, paid quarterly. $25 opening deposit required to establish membership. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Club Savings
0.75%APY
Save for either Christmas Holidays or summer Vacation. Add up to $500 each month to your account. Maximum account balance is $5,000. Dividends paid at maturity. Vacation Club matures April 30, pays out May 1st. Holiday Club matures October 31, pays out November 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Add up to $500 each month. Maximum balance $5,000. Dividends paid at maturity. Vacation Club matures April 30 (pays out May 1); Holiday Club matures October 31 (pays out November 1).Up to $5,000 | 0.75% | — | Add up to $500 each month. Maximum balance $5,000. Dividends paid at maturity. Vacation Club matures April 30 (pays out May 1); Holiday Club matures October 31 (pays out November 1). |
Sources (2)
All captured Sep 18, 2026
Who can join Lincoln SDA Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Seventh-day Adventist Church are eligible to join Lincoln SDA Credit Union.
- Individuals who work at a Seventh-day Adventist Hospital are eligible to join Lincoln SDA Credit Union.
Military, government and schools
- Individuals who work or attend a Seventh-day Adventist College or University are eligible to join Lincoln SDA Credit Union.
Membership information collected October 4, 2026.