Credit union · NCUA insured
University of Nebraska Federal Credit Union
A $132.8M credit union headquartered in Lincoln, NE, with 11,272 members and 3 branches in Nebraska. Best rates: CDs 1.61% and savings 0.30% APY.
University of Nebraska Federal Credit Union Carrot Score
86
Carrot Score
Higher than 75% of U.S. banks and credit unions
#5 of 29 in Lincoln, NE metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About University of Nebraska Federal Credit Union
Founded in 1937 by seven faculty members, University of Nebraska Federal Credit Union was established to help the university community save, borrow, and live better.
Headquartered in Lincoln, Nebraska, the member-owned credit union also operates branches in Lincoln and Kearney.
- Headquarters
- 1720 P St, Lincoln, NE 68508
- NCUA charter
- 2384
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and family members of employees of Select Employee Groups are eligible for membership.
Military, government and schools
- Full or part-time faculty, staff, volunteers, alumni, or students of any campus of the University of Nebraska are eligible for membership.
Family and household
- Any family member, including spouse, children, parents, brothers, sisters, stepchildren, stepparents, grandchildren, and grandparents, is eligible for membership.
- Any person living in the same household as a single economic unit is eligible for membership.
Cost to join
- Opening an account requires a minimum deposit of $5 to fund the account.
Branches
3 branches in Nebraska
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Nebraska
3 branches
Lincoln area · 2
- MainMain office1720 P St, Lincoln, NE 68508Directions
- East Branch301 N 52nd St, Lincoln, NE 68504Directions
Kearney area · 1
- Kearney Branch208 W 29th St Ste C, Kearney, NE 68845Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.72% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.09% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.53% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $55 | $76 | — |
- CapitalNet worth ratio10.72%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.09%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.53%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$55Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of University of Nebraska Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.