Bank · FDIC insured
Nebraska Bank of Commerce Savings Rates
Nebraska Bank of Commerce’s best savings rate is 0.45% APY on $10,000, with its Personal MMA. Rates checked October 22, 2026.
How Nebraska Bank of Commerce’s savings rates compare
Compared with banks and credit unions near Lincoln, NE, where Nebraska Bank of Commerce has the most branches. $10,000, best rate first.
This bank’s best
Nebraska Bank of Commerce
0.45%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $45
Personal MMA
Top rate
Cornhusker Bank
3.46%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $346
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Nebraska Bank of Commerce savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Nebraska Bank of Commerce ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal MMA
0.45%APY
$1,000 minimum balance requirement, $10 monthly service charge if below minimum balance. 6 free debits per statement cycle, $5 service charge per withdrawal after 6.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $5,000$10 monthly service charge if daily balance falls below $1,000 minimum balance requirement. 6 free debits per statement cycle, $5 service charge per withdrawal after 6. | 0.25% | — | $10 monthly service charge if daily balance falls below $1,000 minimum balance requirement. 6 free debits per statement cycle, $5 service charge per withdrawal after 6. |
| $5,000 – $25,000$10 monthly service charge if daily balance falls below $1,000 minimum balance requirement. 6 free debits per statement cycle, $5 service charge per withdrawal after 6. | 0.45% | $45 | $10 monthly service charge if daily balance falls below $1,000 minimum balance requirement. 6 free debits per statement cycle, $5 service charge per withdrawal after 6. |
| $25,000 and up$10 monthly service charge if daily balance falls below $1,000 minimum balance requirement. 6 free debits per statement cycle, $5 service charge per withdrawal after 6. | 0.55% | — | $10 monthly service charge if daily balance falls below $1,000 minimum balance requirement. 6 free debits per statement cycle, $5 service charge per withdrawal after 6. |
Sources (2)
All captured Sep 18, 2026
Personal Savings
0.10%APY
$100 minimum balance; $5 quarterly service charge if balance falls below minimum. 9 free withdrawals per quarter, $1 per withdrawal thereafter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$5 quarterly service charge if balance falls below $100. 9 free withdrawals per quarter, $1 per withdrawal after 9.Any balance | 0.10% | $10 | $5 quarterly service charge if balance falls below $100. 9 free withdrawals per quarter, $1 per withdrawal after 9. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Fab 50 Savings
0.20%APY
Requires at least one account holder age 50 or older. No minimum balance requirement or service charge. 9 free withdrawals per quarter, $1 per withdrawal thereafter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceOne account holder 50 or older. 9 free withdrawals per quarter, $1 per withdrawal after 9.Any balance | 0.20% | $20 | One account holder 50 or older. 9 free withdrawals per quarter, $1 per withdrawal after 9. |
Sources (2)
All captured Sep 18, 2026
Minor Savings
0.20%APY
Requires at least one account holder age 18 or younger. No minimum balance requirement or service charge. 9 free withdrawals per quarter, $1 per withdrawal thereafter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceOne account holder 18 or younger. 9 free withdrawals per quarter, $1 per withdrawal after 9.Any balance | 0.20% | $20 | One account holder 18 or younger. 9 free withdrawals per quarter, $1 per withdrawal after 9. |
Sources (2)
All captured Sep 18, 2026
Health Savings Account
0.15%APY
Available to anyone in a high deductible insurance plan. No minimum balance and no monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000Tier 1: Up to $1,999.99. Available to individuals in a high deductible insurance plan. | 0.05% | — | Tier 1: Up to $1,999.99. Available to individuals in a high deductible insurance plan. |
| $2,000 – $5,000Tier 2: $2,000 to $4,999.99. Available to individuals in a high deductible insurance plan. | 0.10% | — | Tier 2: $2,000 to $4,999.99. Available to individuals in a high deductible insurance plan. |
| $5,000 and upTier 3: $5,000 and Up. Available to individuals in a high deductible insurance plan. | 0.15% | $15 | Tier 3: $5,000 and Up. Available to individuals in a high deductible insurance plan. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.