Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 31–45 results in Lafayette, LA metro
- 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - 0.22%APY$22 a year on $10,000with conditions
Requirements
Product: Tiered interest rates based on total banking relationship. $15 monthly service charge waived with a minimum daily balance of $10,000, or a combined relationship balance of $25,000 3 business days before the last service charge cycle date. Up to 8 free debits or transfers per statement cycle; each additional debit is $10.00.
Offer: Default rate tier applied without an associated active b1BANK checking account. $15 monthly fee waived with $10,000 daily balance or $25,000 combined relationship balance.
Qualified rate · 0.22% interest rate · $15 monthly fee · Effective Dec 12, 2025
Rate by balance
Rate by balance for MAX Money Market Balance APY Up to $25,000Your amount 0.22% $25,000 – $100,000 0.87% $100,000 – $250,000 1.01% $250,000 – $1,000,000 1.38% $1,000,000 – $5,000,000 2.14% $5,000,000 and up 2.52% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - American Bank & Trust CompanySavings AccountsSavings · $100 min · 0.10%–0.20% by balance
Bank · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum deposit of $100.00 required to open account. Accounts with balances of less than $100.00 at any time during the quarter will be charged a $6.00 basic fee. If daily collected balance falls below $100.00, no interest will accrue. Accounts exceeding three withdrawals per quarter will be charged $1.25 per withdrawal thereafter. Minimum withdrawals of $25.00. Closing fee of $10.00 if closed within one year of opening. Interest is compounded and calculated quarterly.
0.10% interest rate · Effective May 11, 2023
Rate by balance
Rate by balance for Savings Accounts Balance APY $100 and up 0.10% $1,000 and upYour amount 0.20% Rate checked
More details - 0.20%APY$20 a year on $10,000with conditions
Requirements
Product: Opening deposit minimum of $100. Monthly service charge of $5 is waived if a daily balance greater than $500 is maintained each day of the service charge cycle.
Offer: Default rate applies without qualifying activity in a related checking account. Monthly service charge of $5 is waived with a daily balance greater than $500.
Qualified rate · 0.20% interest rate · $5 monthly fee · Effective Apr 28, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends paid monthly. Rates are subject to change at any time. Fees can reduce earnings on some accounts. Some criteria may need to be met to earn stated rate. A penalty may be imposed for early withdrawal.
Offer: Dividends paid monthly.
0.20% interest rate · Effective Nov 19, 2024
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Service charge fee of $2.00 imposed each quarterly statement cycle if the average daily balance for the quarter falls below $200.00. Excess activity fee of $1.00 charged for each debit/withdrawal in excess of three during a quarter.
Offer: Must maintain a minimum balance of $100.00 in the account each day to obtain the disclosed APY. $2.00 quarterly service charge if average daily balance falls below $200.00.
0.20% interest rate
Rate checked
More details - 0.18%APY$18 a year on $10,000
Requirements
Product: Deposit minimum of $5 must be maintained while using credit union services. Dividends paid and compounded quarterly on average daily balances of $105 or more.
Offer: Dividends paid and compounded quarterly on average daily balances of $105 or more.
Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: $4.00 monthly fee waived if balance remains at $200 and above for the entire month. Average Daily Balance used to calculate interest. Three free withdrawals per month with $1 per withdrawal fee thereafter.
Offer: Tier 1: Balances $200 – $99,999.99. Fee waived if balance remains at $200 and above for the entire month.
$4 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for JD Classic Savings Balance APY $200 – $100,000Your amount 0.15% $100,000 and up 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Establishes Advancial membership. Advancial membership requires a minimum $5 membership share deposit. Up to 6 withdrawals or transfers permitted per month under Regulation D; ATM and in-person withdrawals are unlimited.
Offer: Minimum balance to earn dividends is $100. Minimum deposit to open is $5. Fees may reduce earnings.
0.10% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - First Horizon BankMoney Market SavingsMoney Market Savings · $50 min · 0.10%–0.15% by balance
Bank · 12 branches
0.10%APY$10 a year on $10,000Requirements
Product: $50 minimum opening deposit. The monthly service charge is refunded within 3 business days when the primary or joint account holder has an active Elite Checking account, or if the total combined balance in consumer deposit accounts is at least $5,000. Otherwise, a $9 monthly service charge applies. Tiered interest at money market rates based on daily balance compounded and credited monthly.
Offer: Monthly service charge refunded within 3 business days when linked to an active Elite Checking account or with $5,000+ total combined balance in consumer deposit accounts. Otherwise $9/month.
$9 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $24,999Your amount 0.10% $25,000 – $49,999 0.10% $50,000 – $99,999 0.15% $100,000 – $249,999 0.15% $250,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Balances over $100 earn dividends. Establishes membership. A $6 Below Minimum fee applies if total average monthly deposit balance is below $500 with no active loan (does not apply to accounts owned by members under age 25 or members with Neighbors Plus or Basic/Geaux Free checking accounts). Excess withdrawal/transfer fee of $4 for more than 10 per month.
Offer: Dividends calculated on daily balance method, compounded and credited quarterly. Balances over $100 earn dividends. $6 below minimum fee applies if total average monthly deposit balance is below $500 with no active loan (waived for under age 25 or with Neighbors Plus/Basic/Geaux Free checking).
0.10% interest rate · $6 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Balances over $100 earn dividends. A $6 Below Minimum fee applies if total average monthly deposit balance is below $500 with no active loan (does not apply to accounts owned by members under age 25 or members with Neighbors Plus or Basic checking accounts). Excess withdrawal/transfer fee of $4 for more than 10 per month.
Offer: Dividends calculated on daily balance method, compounded and credited quarterly. Balances over $100 earn dividends. $6 below minimum fee applies if total average monthly deposit balance is below $500 with no active loan (waived for under age 25 or with Neighbors Plus/Basic checking).
0.10% interest rate · $6 monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must maintain a $5.00 balance to stay an active member.
Offer: Dividends Paid Quarterly
0.10% interest rate · Effective Sep 1, 2021
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lafayette, LA metro
64 accounts at 26 banks and credit unions · checked Oct 6–22
- Typical
- 0.21%
- Top 10% from
- 2.35%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Lafayette, LA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 705 FCUCredit union · 1 branch