Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Kansas City, MO-KS metro
- Armed Forces BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.65%–1.75% by balance
Bank · 2 branches
0.70%APY$70 a year on $10,000intro rateRequirements
Product: A monthly service charge of $10 applies if balance falls below $1,000 on any day of the statement period. Closing account within 90 days of opening incurs a $25 fee.
Offer: Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.65% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 – $250,000 1.25% $250,000 and up 1.75% Rate checked
More details - 0.69%APY$69 a year on $10,000
Requirements
Offer: Minimum balance $1,500
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,500 0.00% $1,500 – $2,500 2.25% $2,500 – $10,000 2.00% $10,000 – $25,000Your amount 0.69% $25,000 – $50,000 0.98% $50,000 – $100,000 1.08% $100,000 – $150,000 1.12% $150,000 and up 1.19% Rate checked
More details - Silver Lake BankSterling Money Market Advantage AccountSterling Money Market Advantage Account · $1,000 min · 0.60%–1.00% by balance
Bank · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: $1,000 will open the account. No monthly service charge if ALB is $2,000 or more; otherwise a $5 monthly charge applies. Subject to regulatory withdrawal limitations; no fee for ATM and in-person transactions, other withdrawals over 6 per month are $2 each. eStatement is free; paper statements are $3 per statement period. Free Sterling checks.
Offer: No monthly service charge if ALB is $2,000 or more; otherwise $5 monthly charge applies.
0.60% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Sterling Money Market Advantage Account Balance APY Up to $24,999Your amount 0.60% $25,000 – $49,999 0.70% $50,000 – $99,999 0.80% $100,000 and up 1.00% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $300 average collected account balance is maintained. Variable interest calculated on daily collected balance, compounded and credited monthly. Rates may vary by bank location.
Offer: $5 monthly service charge waived with $300 average collected balance. Variable interest calculated daily, compounded and credited monthly. Rates may vary by bank location.
0.60% interest rate · $5 monthly fee · Effective Apr 12, 2019
Rate checked
More details - First State Bank of St. CharlesPersonal Money MarketPersonal Money Market · $1,000 min · 0.60%–0.85% by balance
Bank · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Effective Date: 09/15/2026. Monthly service fee is $0 ($10 if balance falls below $1,000). Rates and fees subject to change after account opening.
Offer: Monthly fee is $0 ($10 if balance falls below $1,000).
0.60% interest rate · No monthly fee · Effective Sep 15, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $49,999Your amount 0.60% $50,000 – $199,999 0.65% $200,000 and up 0.85% Rate checked
More details - Interfaith Federal Credit UnionMoney Market Multiplier AccountMoney Market Multiplier Account · $2,000 min · 0.50%–0.60% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Minimum balance of $2,000 to earn dividends and avoid fee. Dividends compounded and credited monthly. Allows up to 3 checks and 3 transfers per month. A $15 fee applies if balance falls below $2,000 or if more than 6 transactions occur in a monthly period.
Offer: Dividends paid monthly as long as balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum.
0.50% interest rate · $15 monthly fee · Effective Oct 14, 2026
Rate by balance
Rate by balance for Money Market Multiplier Account Balance APY $2,000 – $4,999 0.50% $5,000 – $9,999 0.50% $10,000 – $24,999Your amount 0.55% $25,000 – $49,999 0.55% $50,000 – $99,999 0.60% $100,000 and up 0.60% Rate checked
More details - Exchange Bank & TrustMoney Market AccountMoney Market Account · $500 min · 0.50%–1.80% by balance
Bank · 5 branches
0.55%APY$55 a year on $10,000Requirements
Product: Interest is compounded and credited monthly. A $5.00 service fee applies if exceeding 4 withdrawals per statement cycle.
0.50% interest rate · No monthly fee · Effective Apr 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.55% $25,000 – $50,000 0.80% $50,000 – $100,000 0.95% $100,000 – $250,000 1.35% $250,000 and up 1.80% Rate checked
More details - Raytown-Lee's Summit Community Credit UnionMoney ManagerMoney Manager · $2,500 min
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Allows up to 6 transactions per month.
Offer: Dividends compounded and credited monthly; dividend period is calendar month. Dividend rate and APY may change at any time.
0.50% interest rate
Rate checked
More details - SM Federal Credit UnionShare AccountSavings · $25 min · 0.40%–1.21% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Compounded daily and credited quarterly. Tiered interest rate applied automatically based on balance.
Offer: Compounded daily and credited quarterly
0.40% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Account Balance APY Up to $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.80% $50,000 – $99,999 1.00% $100,000 and up 1.21% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest rate and annual percentage yield may change after account opening. Fees could reduce earnings. Dividends calculated using average daily balance method. Three withdrawals allowed per quarter with no charge; six transfers to internal accounts allowed each month. ATM card available. Quarterly statements with check images provided.
Offer: Minimum daily balance of $25.00 to obtain APY. No monthly fee if balance is greater than $25.
0.50% interest rate · Effective Oct 1, 2026
Rate checked
More details - Mainstreet Credit UnionMoney Market AdvantageMoney Market Advantage · $1,000 min · 0.30%–1.20% by balance
Credit union · 8 branches
0.50%APY$50 a year on $10,000Requirements
Product: Compounded and credited monthly. Requires a minimum opening deposit of $1,000; subject to a $10 monthly fee if balance falls below the minimum requirement. Membership Share Account with $5 minimum balance required.
Offer: Monthly fee of $10 applies if balance falls below $1,000.
0.30% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Advantage Balance APY $1,000 – $2,499 0.30% $2,500 – $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.80% $50,000 – $74,999 0.90% $75,000 – $99,999 1.00% $100,000 and up 1.20% Rate checked
More details - Mainstreet Credit UnionMoney Market 3 AdvantageMoney Market 3 Advantage · $1,000 min · 0.40%–1.20% by balance
Credit union · 8 branches
0.50%APY$50 a year on $10,000Requirements
Product: Tiered rate structure. Credited and compounded monthly. Membership Share Account with $5 minimum balance required.
0.40% interest rate · Compounded monthly
Rate by balance
Rate by balance for Money Market 3 Advantage Balance APY $1,000 – $9,999 0.40% $10,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.80% $50,000 – $74,999 0.90% $75,000 – $99,999 1.00% $100,000 and up 1.20% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Requires a $5,000 minimum balance.
0.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Select Share Balance APY Up to $4,999 0.00%* $5,000 – $24,999Your amount 0.50% $25,000 – $49,999 0.80% $50,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: $3.00 monthly service charge waived by maintaining a $200 minimum daily balance. Up to 6 withdrawals per calendar month at no charge; each additional withdrawal incurs a $1.00 service charge.
Offer: Variable interest rate. $3 monthly maintenance fee waived with a minimum daily balance of $200. Up to 6 withdrawals per calendar month included at no charge ($1.00 fee per additional withdrawal).
$3 monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Rates apply to accounts opened online only; branch rates may vary. Rates are effective as of today's date. Fees may reduce earnings. $1,500 minimum balance required to avoid fee. $15.00 monthly service charge if balance falls below $1,500. Free electronic statements; $5 paper statement fee. Maximum 6 withdrawals per calendar month; $3.00 service charge per withdrawal over 6.
Offer: Online account opening rate. Monthly fee waived with minimum balance of $1,500 and no more than 6 withdrawals per calendar month.
0.45% interest rate · $15 monthly fee
Rate by balance
Rate by balance for PinnCheck Market Balance APY Up to $10,000 0.45% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.55% $50,000 – $100,000 0.61% $100,000 – $250,000 1.07% $250,000 and up 1.47% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Kansas City, MO-KS metro
252 accounts at 91 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches