Credit union · NCUA insured
City Credit Union Savings Rates
City Credit Union’s best savings rate is 0.25% APY on $10,000, with its Savings. Rates checked October 16, 2026.
How City Credit Union’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where City Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
City Credit Union
0.69%APY
- Minimum
- —
- Earns on $10,000 a year
- $69
Money Market
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
City Credit Union savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.69%
- $100,000 balance$100,0001.12%
- QualifiedQualified0.69%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where City Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.69%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,500Minimum balance $1,500 | 0.00% | — | Minimum balance $1,500 |
| $1,500 – $2,500 | 2.25% | — | |
| $2,500 – $10,000 | 2.00% | — | |
| $10,000 – $25,000 | 0.69% | $69 | |
| $25,000 – $50,000 | 0.98% | — | |
| $50,000 – $100,000 | 1.08% | — | |
| $100,000 – $150,000 | 1.12% | — | |
| $150,000 and up | 1.19% | — |
Sources (1)
- city-cu.com/savings-and-investment-rates · captured Sep 17, 2026
Savings
0.25%APY
All members must maintain a $5 balance. Earn quarterly interest. Deposit of $5 secures one share in credit union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upAll members must maintain a $5 balance.$5 and up | 0.25% | $25 | All members must maintain a $5 balance. |
Special-purpose accounts
Quarterly IRA Savings
0.75%APY
Includes Traditional, Roth, and SEP IRAs. Tax-deferred or tax-free retirement savings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.75% | $75 |
Holiday Savings
0.25%APY
No minimum balance. Funds are released October 1.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance. Funds are released October 1.Any balance | 0.25% | $25 | No minimum balance. Funds are released October 1. |
Vacation Savings
0.25%APY
No minimum balance. Four free withdrawals per year. $5 charge for each subsequent withdrawal.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance. Four free withdrawals per year. $5 charge for each subsequent withdrawal.Any balance | 0.25% | $25 | No minimum balance. Four free withdrawals per year. $5 charge for each subsequent withdrawal. |
Youth Savings
0.25%APY
All members must maintain a $5 balance. Open an account with just $5.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upAll members must maintain a $5 balance.$5 and up | 0.25% | $25 | All members must maintain a $5 balance. |
Sources (2)
All captured Sep 17, 2026
Who can join City Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to people who live or work in Jackson County.
Employers and groups
- Membership is open to employees of any Missouri-chartered credit union.
- Membership is open to employees of Barbour Concrete.
- Membership is open to employees of Comcast.
- Membership is open to employees of Eskew’s Fine Jewelers.
- Membership is open to employees of Fike Corporation.
15 more ways to join
Employers and groups
- Membership is open to employees of GE Transportation Systems.
- Membership is open to employees of Government Employees Hospital Association.
- Membership is open to employees of Missouri Corporate Credit Union.
- Membership is open to employees of Watco Manufacturing.
Military, government and schools
- Membership is open to employees of Sunshine Center School.
- Membership is open to employees of Central Jackson County Fire Protection District.
- Membership is open to employees of City of Blue Springs.
- Membership is open to employees of City of Grain Valley.
- Membership is open to employees of City of Independence.
- Membership is open to employees of City of Independence Housing Authority.
- Membership is open to employees of City of Oak Grove.
- Membership is open to employees of City of Sugar Creek.
- Membership is open to employees of Little Blue Valley Sewer District.
- Membership is open to employees of Mid-Continent Public Library.
Family and household
- Membership is open to immediate family members of any current City Credit Union account holder.
Cost to join
- A minimum deposit of $5.00 into a Share Savings account is required to establish membership.
Membership information collected October 4, 2026.