Credit union · NCUA insured
Reliance Credit Union Savings Rates
Reliance Credit Union’s best savings rate is 0.50% APY on $10,000, with its Select Share. Rates checked October 16, 2026.
How Reliance Credit Union’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Reliance Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Reliance Credit Union
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
Select Share
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Reliance Credit Union savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Reliance Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Select Share
0.50%APY
Requires a $5,000 minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $4,999 | 0.00% | — |
| $5,000 – $24,999 | 0.50% | $50 |
| $25,000 – $49,999 | 0.80% | — |
| $50,000 and up | 1.00% | — |
Share Accounts
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Special Share
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- reliancecu.org/rates.html · captured Oct 5, 2026
Special-purpose accounts
IRAs
0.20%APY
Available as Traditional IRAs, Roth IRAs, and Educational IRAs.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Holiday/Vacation Club
0.10%APY
Holiday Club pays on October 31st; new accounts open on or after November 1st. Vacation Club pays on April 30th; new accounts open on or after May 1st.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Who can join Reliance Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons working or residing in Wyandotte, Johnson, and Leavenworth counties in the Kansas City area, and organizations of such persons, are eligible for membership.
Employers and groups
- Employees of the Board of Public Utilities and employees of Reliance Credit Union, as well as organizations of such persons, are eligible for membership.
- Employees of Western Resources, Inc., successor companies Oneok and Westar Energy (and their successor companies), Southern Union Company, and its affiliate and subsidiary companies, as well as organizations of such persons, are eligible for membership.
- Employees, active medical staff, auxiliary staff, contract employees, and board members of specified healthcare facilities in Kansas City, KS and Leavenworth, KS (including Providence Medical Center, Providence Place, St. John Hospital, Sisters of Charity of Leavenworth Health Services Corp, Prime Health Corp) and individuals employed in the Wyandotte Medical Building are eligible for membership.
- Individuals employed in the natural gas industry who are working in or paid from the Kansas City metropolitan area, and organizations of such persons, are eligible for membership.
- Members in good standing of United Steelworkers Union #12561, Gasworkers Union #781, Electrical Workers #124, Oil Chemical & Atomic Workers #5, and organizations of such persons, are eligible for membership.
2 more ways to join
Family and household
- Immediate family members of eligible persons across the qualifying membership groups are eligible to join.
Other ways
- Current members of Reliance Credit Union and organizations of such persons maintain eligibility.
Membership information collected October 4, 2026.