Credit union · NCUA insured
City Credit Union
A $64.4M credit union headquartered in Independence, MO, with 4,160 members and 1 branch in Missouri. Best rates: CDs 4.03% and savings 0.25% APY.
City Credit Union Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#24 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About City Credit Union
City Credit Union is headquartered in Independence, Missouri.
- Headquarters
- 2550 S State Route 291, Independence, MO 64057-1226
- NCUA charter
- 67924
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to people who live or work in Jackson County.
Employers and groups
- Membership is open to employees of any Missouri-chartered credit union.
- Membership is open to employees of Barbour Concrete.
- Membership is open to employees of Comcast.
- Membership is open to employees of Eskew’s Fine Jewelers.
- Membership is open to employees of Fike Corporation.
15 more ways to join
Employers and groups
- Membership is open to employees of GE Transportation Systems.
- Membership is open to employees of Government Employees Hospital Association.
- Membership is open to employees of Missouri Corporate Credit Union.
- Membership is open to employees of Watco Manufacturing.
Military, government and schools
- Membership is open to employees of Sunshine Center School.
- Membership is open to employees of Central Jackson County Fire Protection District.
- Membership is open to employees of City of Blue Springs.
- Membership is open to employees of City of Grain Valley.
- Membership is open to employees of City of Independence.
- Membership is open to employees of City of Independence Housing Authority.
- Membership is open to employees of City of Oak Grove.
- Membership is open to employees of City of Sugar Creek.
- Membership is open to employees of Little Blue Valley Sewer District.
- Membership is open to employees of Mid-Continent Public Library.
Family and household
- Membership is open to immediate family members of any current City Credit Union account holder.
Cost to join
- A minimum deposit of $5.00 into a Share Savings account is required to establish membership.
Branches
1 branch in Missouri
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Missouri
1 branch
- City Credit UnionMain office2550 S State Route 291, Independence, MO 64057Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.93% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.90% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.64% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $67 | $59 | — |
- CapitalNet worth ratio11.93%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.90%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.64%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$67Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of City Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.