Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Cincinnati, OH-KY-IN metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Interest rate may change after the account is opened. $8.00 quarterly fee waived if $100 balance maintained. Minor accounts not assessed a fee.
Offer: Interest rate may change after the account is opened. $8.00 quarterly fee waived if $100 balance maintained. Minor accounts not assessed a fee.
0.05% interest rate · Effective Jul 1, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Depositing $5.00 into a share account (savings) is the first step to WCCU membership. All members must have a minimum of $5.00 on deposit.
Offer: Dividends are accrued and paid monthly.
0.05% interest rate · Effective Jul 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Operates just like a Primary Savings Account. Can set an account nickname and be used to cover checking overdrafts.
Offer: All Primary Savings benefits apply. Minimum balance of $50 required to earn dividends.
0.05% interest rate · No monthly fee · Effective Aug 1, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Establishes membership with COPFCU. Minimum balance of $50 is required to earn dividends.
Offer: Earn competitive dividends on balances of $50 or more.
0.05% interest rate · No monthly fee · Effective Aug 1, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No sign up fees. No monthly account maintenance fees. Free access to Online Banking and Online Bill Pay.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: No sign up fees. No monthly account maintenance fees. Free access to Online Banking and Online Bill Pay.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership in the Credit Union requires at least a Regular Share Account with a minimum balance of $25.00 to avoid a Low Balance fee. Dividends computed daily and compounded/paid quarterly.
0.05% interest rate · Effective Oct 3, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking. Qualification requires at least 12 debit card purchases, agreeing to receive eStatements, and logging into online banking during each Monthly Qualification Cycle.
Offer: Base rate earned on all balances if qualifications in Kasasa Cash or Kasasa Cash Back are not met.
Qualified rate · No monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 46 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: No minimum balance requirement during the first year. $2 monthly service charge waived with $200 minimum balance. Interest earned on balances of $100 and above.
Offer: Rate and APY may change after opening. Fees could reduce earnings. $2 monthly fee avoided with $200 minimum balance (no minimum balance requirement during the first year).
0.03% interest rate · $2 monthly fee · Effective Oct 9, 2026
Rate checked
More details - CommunityAmerica Credit UnionHigh Interest SavingsSavings · $1 min · 0.03%–5.00% by balance
Credit union · 1 branch
0.03%APY$3 a year on $10,000with conditionsRequirements
Product: Limit one High Interest Savings or Delta Savings account per member. The High Interest Savings account is only available to Consumer accounts (Business and IRA accounts do not qualify). Minor Savings accounts are not eligible.
Offer: First tier APY is conditional on meeting requirements: enrolled in eStatements, monthly direct deposit of at least $250 posted to one deposit account, and single checking account with 15 posted POS debit card transactions per month; OR enrolled in eStatements and single checking account with 25 posted POS debit card transactions per month. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Requirements must be met by the day before the last day of the month.
Qualified rate · 4.89% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for High Interest Savings Balance APY Up to $2,500 5.00% Over $2,500Your amountAlso applies to entire balance if First Tier qualifications are not met. 0.03% Rate checked
More details - CommunityAmerica Credit UnionSavingsSavings · $1 min · 0.03%–0.05% by balance
Credit union · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Minimum balance to open Savings account is $1 and may be the Par Value of your share in this credit union. A Savings account that holds the Par Value (suffix 00 account) earns dividends. All other accounts earn interest where applicable.
0.03% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 0.03% $25,000 – $50,000 0.03% $50,000 – $100,000 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Limit of 6 transactions per month. Variable rate. Minimum balance required to earn interest. Interest calculated on a continuous basis and paid monthly.
Offer: Limit of 6 transactions per month. Variable rate. Minimum balance required to earn interest. Interest calculated on a continuous basis and paid monthly.
0.03% interest rate · Effective Jun 15, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Set aside money towards goals with a custom name.
0.03% interest rate · Effective Aug 10, 2020
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cincinnati, OH-KY-IN metro
172 accounts at 64 banks and credit unions · checked Oct 16–23
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Cincinnati, OH-KY-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 5 branches
- CommunityAmerica Credit UnionCredit union · 1 branch
- Central BankBank · 4 branches