Bank · FDIC insured
Cincinnatus Savings & Loan
A $193.1M bank headquartered in Cincinnati, OH, with 3 branches in Ohio. Best rates: CDs 3.75% and savings 0.10% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—3.75%CD rates →
- Savings640.10%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Cincinnatus Savings & Loan
The Cincinnatus Savings & Loan Co. is a community bank headquartered in Cincinnati, Ohio.
The institution serves the Cincinnati area with locations in Cheviot, Harrison, and Northgate.
- Headquarters
- 3300 Harrison Ave, Cincinnati, OH 45211
- FDIC certificate
- 28157 ↗
Branches
3 branches in Ohio
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Ohio
3 branches
- The Cincinnatus Savings & Loan Co.Main office3300 Harrison Ave, Cincinnati, OH 45211Directions
- 3664 Springdale Rd Branch3664 Springdale Rd, Cincinnati, OH 45251Directions
- Harrison Branch1100 Harrison Ave, Harrison, OH 45030Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 15.26% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.26% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.93% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $79 | $81 | — |
- CapitalLeverage ratio15.26%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.26%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.93%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$79Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Cincinnatus Savings & Loan are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.