Credit union · NCUA insured
Whitewater Community Credit Union Savings Rates
Whitewater Community Credit Union’s best savings rate is 0.05% APY on $10,000, with its Traditional Share Account. Rates checked October 16, 2026.
How Whitewater Community Credit Union’s savings rates compare
Compared with banks and credit unions near Cincinnati, OH-KY-IN, where Whitewater Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Whitewater Community Credit Union
0.05%APY
- Minimum
- $5
- Earns on $10,000 a year
- $5
Traditional Share Account
Top rate
General Electric Credit Union
4.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Whitewater Community Credit Union savings score
61
Savings score
Higher than 3% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Whitewater Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Traditional Share Account
0.05%APY
Depositing $5.00 into a share account (savings) is the first step to WCCU membership. All members must have a minimum of $5.00 on deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends are accrued and paid monthly.$100 and up | 0.05% | $5 | Dividends are accrued and paid monthly. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Share Account
0.05%APY
Offers both Traditional and Roth IRA options.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends are accrued and paid monthly.$100 and up | 0.05% | $5 | Dividends are accrued and paid monthly. |
Sources (2)
All captured Sep 17, 2026
Who can join Whitewater Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to the residents and businesses of Harrison, Ohio.
Cost to join
- Opening an account requires bringing at least $5 and two valid forms of ID in person.
Membership information collected October 5, 2026.