Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Chicago, IL-IN metro
- Verve, a Credit UnionVerve Optimum Money MarketVerve Optimum Money Market · $5,000 min · 0.50%–2.24% by balance
Credit union · 5 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered rate account. Dividends compound and credit monthly. Minimum daily balance of $5,000.00 to earn dividends. Once a particular balance tier is met, the rate applies to the full balance. Higher bundled APYs require an open Verve Optimum Checking account with qualifying monthly aggregate ACH direct deposits totaling $1,000 or greater, a valid email address on file, and enrollment in eStatements. If qualifications are not met or the account is non-bundled, non-qualified rates apply. Membership requires purchasing and maintaining at least one $5.00 par value share in a Verve Ownership Share Account.
Offer: Non-qualified rate: Applies when not bundled with Verve Optimum Checking or when monthly qualifications are not met.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 13, 2026
Rate by balance
Rate by balance for Verve Optimum Money Market Balance APY $5,000 – $10,000 0.50% $10,000 – $20,000Your amount 0.75% $20,000 – $40,000 1.00% $40,000 – $75,000 1.49% $75,000 – $125,000 1.75% $125,000 – $200,000 2.00% $200,000 and up 2.24% Rate checked
More details - Harvard Community Credit UnionMoney MarketMoney Market · $500 min · 0.50%–2.00% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Monthly fee of $10.00 if balance goes below $500.00.
Offer: Low APY 0.50%, High APY 0.50%. Monthly fee of $10.00 if balance goes below $500.00.
0.50% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $500 – $10,000 0.50% $10,000 – $25,000Your amountLow APY 0.75%, High APY 0.75%. 0.75% $25,000 – $100,000Low APY 0.85%, High APY 0.85%. 0.85% $100,000 – $250,000Low APY 1.10%, High APY 1.11%. 1.10% $250,000 and upLow APY 2.00%, High APY 2.02%. 2.00% Rate checked
More details - Mutual Federal BankPersonal Money MarketPersonal Money Market · $200 min · 0.25%–0.75% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Interest rate and APY may vary after the account is opened and fees may reduce earnings.
Offer: Interest paid monthly.
0.25% interest rate · Effective Feb 2, 2025
Rate by balance
Rate by balance for Personal Money Market Balance APY $200 – $2,500 0.25% $2,500 and upYour amount 0.75% Rate checked
More details - 0.70%APY$70 a year on $10,000
Requirements
Product: Service charge of $2 applies if balance falls below the $200 minimum balance.
Offer: Required balance to obtain APY is $10. Monthly service charge of $2 is waived if minimum balance of $200 is maintained.
0.70% interest rate · $2 monthly fee
Rate checked
More details - 0.70%APY$70 a year on $10,000with conditions
Requirements
Product: Target Saver links to a high interest checking account. No monthly maintenance fee.
Offer: Applies to balances less than $50,000 when product requirements are met.
Qualified rate · Balance cap $50,000 · No monthly fee · Effective Aug 13, 2026
Rate checked
More details - Armed Forces BankPremier Money Market AccountPremier Money Market Account · $25 min · 0.65%–1.75% by balance
Bank · 1 branch
0.70%APY$70 a year on $10,000intro rateRequirements
Product: A monthly service charge of $10 applies if balance falls below $1,000 on any day of the statement period. Closing account within 90 days of opening incurs a $25 fee.
Offer: Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Account Balance APY Up to $10,000 0.65% $10,000 – $25,000Your amount 0.70% $25,000 – $50,000 0.80% $50,000 – $100,000 0.90% $100,000 – $250,000 1.25% $250,000 and up 1.75% Rate checked
More details - Prairie Community BankPrairie Premier Money MarketPrairie Premier Money Market · $1,000 min · 0.50%–1.21% by balance
Bank · 4 branches
0.60%APY$60 a year on $10,0000.50% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Prairie Premier Money Market Balance APY $1,000 and up 0.50% $10,000 and upYour amount 0.60% $50,000 and up 1.00% $100,000 and up 1.11% $250,000 and up 1.21% Rate checked
More details - Tech Credit UnionPremier SavingsSavings · $25 min · 0.00%–1.71% by balance
Credit union · 10 branches
0.60%APY$60 a year on $10,000Requirements
Product: Designed for higher account balances. Requires maintaining $25.00 in Membership Savings. No monthly service fees. Entire account balance earns the dividend rate associated with the balance tier level attained. Dividends calculated by daily balance method, compounded and credited monthly. Account transfer and withdrawal limitations apply.
Offer: Minimum of $10,000 to earn dividends.
0.00% interest rate · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Premier Savings Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amountOnce tier balance is met, the dividend rate and APY apply to the full balance of the account. 0.60% $25,000 – $50,000Once tier balance is met, the dividend rate and APY apply to the full balance of the account. 0.80% $50,000 – $100,000Once tier balance is met, the dividend rate and APY apply to the full balance of the account. 1.21% $100,000 and upOnce tier balance is met, the dividend rate and APY apply to the full balance of the account. 1.71% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: Membership required (eligible school-district/private-school employees in the Lyons Township area, plus spouses and dependent children). Deposit $25 to establish the shares/savings account and sustain membership, or enroll in payroll deduction.
Offer: Basic Savings quarterly dividend rate. $25.00 minimum balance. Dividend paid to open accounts at end of quarter. Deposit account fees: none.
0.60% interest rate · No monthly fee
Rate checked
More details - Lisle Savings BankInsured Money MarketInsured Money Market · $1,000 min · 0.60%–1.25% by balance
Bank · 2 branches
0.60%APY$60 a year on $10,0000.60% interest rate
Rate by balance
Rate by balance for Insured Money Market Balance APY Up to $50,000Your amount 0.60% $50,000 – $100,000 0.70% $100,000 – $200,000 1.00% $200,000 and up 1.25% Rate checked
More details - Illiana FinancialMoney Market SavingsMoney Market Savings · $2,000 min · 0.30%–0.85% by balance
Credit union · 3 branches
0.60%APY$60 a year on $10,000Requirements
Product: Minimum balance of $2,000 required.
0.30% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,000 – $10,000 0.30% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.70% Over $50,000 0.85% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: No monthly maintenance fees.
Offer: Minimum to earn stated APY is $2,500.
0.55% interest rate · No monthly fee · Effective Sep 22, 2026
Rate checked
More details - Consumers Credit UnionMoney MarketMoney Market · $0 min · 0.55%–1.16% by balance
Credit union · 22 branches
0.55%APY$55 a year on $10,000Requirements
Product: Share account. Requires maintaining membership share ($5.00 par value). Account transfer and withdrawal limitations apply (maximum 6 transfers/withdrawals per month). Tiered rate account where the rate for a balance tier applies to the full balance once met.
Offer: Rate applies to the full balance of the account once tier range is met.
0.55% interest rate · Effective Mar 18, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.55% $25,000 – $100,000 0.65% $100,000 – $250,000 0.75% $250,000 and up 1.16% Rate checked
More details - Hoyne Savings BankMoney Market Deposit AccountMoney Market Deposit Account · $1,000 min · 0.50%–1.00% by balance
Bank · 7 branches
0.55%APY$55 a year on $10,000Requirements
Product: Tiered variable-rate account. New deposit customers restricted to in person visits to one of our locations. Preauthorized or automatic transfers, third-party checks or withdrawals are limited to 6 per statement cycle. Minimum daily balance of $1,000.00 required to avoid a $10.00 monthly service charge.
Offer: Minimum daily balance of $1,000.00 to avoid $10.00 monthly service charge.
0.50% interest rate · $10 monthly fee · Effective Feb 10, 2026
Rate by balance
Rate by balance for Money Market Deposit Account Balance APY Over $0 0.50% $10,000 and upYour amount 0.55% $25,000 and up 0.77% $50,000 and up 0.94% $100,000 and up 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.50% interest rate · No monthly fee · Effective Sep 22, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 159 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch
- American Airlines Federal Credit UnionCredit union · 4 branches