Bank · FDIC insured
First Bank Savings Rates
First Bank’s best savings rate is 1.00% APY on $10,000, with its Super Money Market. Rates checked October 16, 2026.
How First Bank’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where First Bank has the most branches. $10,000, best rate first.
This bank’s best
First Bank
1.00%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $100
Super Money Market
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
First Bank savings score
85
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Super Money Market
1.00%APY
No monthly maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 and upMinimum to earn stated APY is $5,000.$5,000 and up | 1.00% | $100 | Minimum to earn stated APY is $5,000. |
Sources (2)
All captured Oct 16, 2026
Money Market
0.55%APY
No monthly maintenance fees.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum to earn stated APY is $2,500.$2,500 and up | 0.55% | $55 | Minimum to earn stated APY is $2,500. |
Sources (2)
All captured Oct 16, 2026
Regular Savings
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 and up | 0.50% | $50 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Minor Savings
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.50% | $50 |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.