Credit union · NCUA insured
Western Springs Federal Credit Union Savings Rates
Western Springs Federal Credit Union’s best savings rate is 0.60% APY on $10,000, with its Shares/Savings Account. Rates checked October 16, 2026.
How Western Springs Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Western Springs Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Western Springs Federal Credit Union
0.60%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $60
Shares/Savings Account
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Western Springs Federal Credit Union savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.60%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0000.60%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Western Springs Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Shares/Savings Account
0.60%APY
Membership required (eligible school-district/private-school employees in the Lyons Township area, plus spouses and dependent children). Deposit $25 to establish the shares/savings account and sustain membership, or enroll in payroll deduction.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upBasic Savings quarterly dividend rate. $25.00 minimum balance. Dividend paid to open accounts at end of quarter. Deposit account fees: none.$25 and up | 0.60% | $60 | Basic Savings quarterly dividend rate. $25.00 minimum balance. Dividend paid to open accounts at end of quarter. Deposit account fees: none. |
Who can join Western Springs Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Employees of School Districts 101, 102, 105, 106, 107 and private schools in the Lyons Township area are eligible for membership.
Family and household
- Spouses and dependent children of members are eligible to join.
Cost to join
- Membership requires enrolling in payroll deduction or depositing $25 to establish a shares/savings account.
Membership information collected October 5, 2026.