Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 301–315 results in Chicago, IL-IN metro
- 0.05%APY$5 a year on $10,000
Requirements
Product: Foundational share savings account establishing credit union membership. Earns quarterly dividends on balances of $500 or more.
Offer: Earns quarterly dividends on balances of $500 or more.
Effective Oct 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older.
Offer: Tier 1: 0.05% APY for daily balances of $0.01 - $4,999.99. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $500,000 0.05% $500,000 – $1,500,000 0.10% $1,500,000 – $2,500,000 0.10% $2,500,000 – $5,000,000 0.10% $5,000,000 – $10,000,000 0.10% $10,000,000 and up 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older with a U.S. residential address. Initial opening deposit cannot come from an existing Valley bank account.
Offer: Earn 0.05% APY on balances of $0.01 up to $10,000. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 115 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - Credit Union 1Money Market AccountMoney Market Account · $2,500 min · 0.05%–0.40% by balance
Credit union · 18 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividends are calculated using Daily Balance, paid on the last day of the month, and compounded monthly. $10 fee if balance falls below the $2,500 minimum daily balance requirement. Checks, pre-authorized transfers, and phone transfers are limited to 6 items per month; unlimited in-person withdrawals.
Offer: Requires minimum balance of $2,500 to earn dividends. Fee of $10 applies if balance falls below the $2,500 minimum daily balance requirement.
0.05% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 and upYour amount 0.05% $25,000 and up 0.10% $50,000 and up 0.20% $100,000 and up 0.30% $250,000 and up 0.40% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a Let's Grow Checking account. When Grow Checking qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000 earn 1.9819% interest rate (2.00% APY); daily balances over $100,000 earn 0.2497% interest rate on the portion over $100,000 (resulting in 2.00% to 1.13% APY). Non-qualifying balances earn 0.05% interest rate (0.05% APY) on entire balance. Interest paid monthly.
Offer: Non-qualifying balance and corresponding rate. Rate applies to entire balance when Let's Grow Checking qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Available as a statement savings or passbook account; $15 fee to replace a lost passbook.
Offer: Avoid the $12 quarterly service fee by maintaining a $100 minimum daily balance. Interest compounded daily and credited quarterly.
0.05% interest rate · Compounded daily · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to a free Kasasa Cash or Kasasa Cash Back account; limit 1 account per social security number; automatic transfer of rewards from checking.
Offer: Applies to all balances when monthly qualifications on Kasasa Cash or Kasasa Cash Back checking account are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Earn interest on the entire balance. Annual Percentage Yield (APY) subject to change after account is open and without notice. Fees could reduce earnings. Relationship tiers require meeting Relationship Package Qualifications.
Offer: Base APY. Earn interest on the entire balance.
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.02% $10,000 – $50,000Your amount 0.05% $50,000 – $250,000 0.08% $250,000 – $500,000 0.10% $500,000 and up 0.12% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Applies when 15 or less (or less than 15) qualified debit card transactions post per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: A $500.00 minimum balance is required to open. After the account is opened a $100.00 minimum balance is required. Minimum transaction amount is $500.00.
Offer: Tier 1 - Balance up to $2,500. Minimum balance to open and to earn APY is $500.00.
0.02% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $2,500 0.02% $2,500 – $25,000Your amountBlended APY is 0.02% to 0.05%. Minimum balance to open is $500.00; 0.05%* $25,000 – $100,000Blended APY is 0.05% to 0.09%. Minimum balance to open is $500.00; 0.10%* Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Quarterly service charge of $12; minimum to avoid fee is $100 minimum balance or $250 average daily balance. Service charge waived for Senior Citizens (age 65 and older), Students (age 25 and under), Minors (age 18 and under), and Charitable Organizations.
Offer: $12 quarterly service charge waived with $100 balance or $250 average daily balance, or for seniors, students, minors, and charitable organizations.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest earned on the full daily balance with no stated tiers. Variable rate may change after opening. Fees could reduce earnings. $2 paper statement fee per cycle waived for age 50+ or eStatements.
Offer: Daily balances of $0 or more. Rates current as of today's date; interest rate and APY may change after account opening. Fees could reduce earnings. Interest earned on daily balance; variable rate subject to change at First Mid's discretion.
0.05% interest rate · No monthly fee
Rate checked
More details - BCURegular Money MarketRegular Money Market · $1,000 min · 0.05%–0.30% by balance
Credit union · 9 branches
0.05%APY$5 a year on $10,000Requirements
Product: No minimum monthly balance and no maintenance fees. Up to six penalty-free withdrawals per month.
0.05% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY $1,000 – $24,999Your amount 0.05% $25,000 – $99,999 0.10% $100,000 – $249,999 0.15% $250,000 – $499,999 0.20% $500,000 and up 0.30% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Chicago, IL-IN metro
393 accounts at 160 banks and credit unions · checked Oct 22–23
- Typical
- 0.21%
- Top 10% from
- 2.04%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Chicago, IL-IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Acme Continental Credit UnionCredit union · 1 branch
- CIBC Bank USABank · 5 branches
- New Century Federal Credit UnionCredit union · 2 branches