Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 76–90 results in Austin, TX metro
- 0.30%APY$30 a year on $10,000
Requirements
Product: Limit one Save First Account per membership. Save First Accounts not available on business memberships. Maximum balance is $30,000; deposits exceeding maximum are deposited into primary savings. Dividends are paid quarterly.
Offer: Standard rate applied if any withdrawals or transfers occur during the dividend quarter. Minimum daily balance to earn dividends is $0.01. Minimum to avoid service charge is $0.
Balance cap $30,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Minimum balance of $5 stays on deposit for the life of the account as ownership in the Credit Union. New members pay a $5 lifetime membership fee. Dividends are paid quarterly.
Offer: Minimum daily balance to earn dividends is $100. Minimum to avoid service charge is $0.
No monthly fee · Effective Oct 1, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Membership eligibility required. No monthly service fees. Dividends paid monthly. $1 minimum deposit to open account and earn stated APY.
Offer: A $1 minimum balance is required to open a savings account and earn the stated APY.
0.30% interest rate · No monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - Greater Texas Credit UnionMoney Market AccountMoney Market Account · 0.00%–0.50% by balance
Credit union · 7 branches
0.30%APY$30 a year on $10,000Requirements
Product: Dividends paid monthly. Daily Balance Method calculation.
Offer: Daily Balance Method.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 0.30% $25,000 – $75,000 0.35% $75,000 – $150,000 0.40% $150,000 and up 0.50% Rate checked
More details - Nizari Credit UnionSpecial SharesSavings · $100 min · 0.25%–0.30% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,0000.25% interest rate · Effective Mar 31, 2026
Rate by balance
Rate by balance for Special Shares Balance APY $100 – $100,000Your amount 0.25% Over $100,000 0.30% Rate checked
More details - Nizari Credit UnionShare Savings AccountSavings · $110 min · 0.25%–0.30% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Serves as membership account, giving access to other products and services. Dividends accrue from date of deposit and are paid quarterly. Effective 02/01/2019 for minimum opening balance.
0.25% interest rate · No monthly fee · Effective Mar 31, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $100 – $100,000Your amount 0.25% Over $100,000 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Navy Federal does not charge monthly maintenance fees on savings accounts.
Offer: Compounded and credited monthly. A Membership Savings Account with a $5 minimum is required to establish and maintain membership. Additional Share Savings Accounts do not require the $5 minimum. Rates on variable-rate accounts could change after account opening. Fees may reduce earnings.
0.25% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Funds are distributed to checking or savings account four times per year; additional withdrawals allowed with a $20 fee per withdrawal.
Rate checked
More details - VeraBankPlatinum Money MarketPlatinum Money Market · $5,000 min · 0.25%–3.04% by balance
Bank · 8 branches
0.25%APY$25 a year on $10,000Requirements
Product: $15,000 minimum balance to avoid $12.00 monthly service charge. 6 withdrawals per month at no fee, then $10.00 each.
Offer: $15,000 minimum balance to avoid $12.00 monthly service charge.
0.25% interest rate · $12 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $25,000Your amount 0.25% $25,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 – $1,000,000 1.26% $1,000,000 – $5,000,000 2.27% $5,000,000 – $15,000,000 2.78% $15,000,000 and up 3.04% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Monthly maintenance fee of $4 is waived for the first 61 days after account opening, if daily balance of $200 is maintained, or for account owners under 18.
0.25% interest rate · $4 monthly fee · Effective Sep 25, 2026
Rate checked
More details - Government Employees FCUPrime Share SavingsSavings · $5 min · 0.20%–0.30% by balance
Credit union · 6 branches
0.25%APY$25 a year on $10,000Requirements
Product: Minimum balance of $5.00 required. $25.00 minimum balance required to earn stated APY. Dividends compounded daily and credited quarterly. Maximum 6 withdrawals/transfers per month.
Offer: $25 minimum balance to receive stated APY. Compounded daily, credited quarterly.
0.20% interest rate · Compounded daily
Rate by balance
Rate by balance for Prime Share Savings Balance APY Up to $5,000 0.20% $5,000 – $50,000Your amount 0.25% Over $50,000 0.30% Rate checked
More details - Travis County Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.00%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: There are limitations to the number of transactions that you can conduct in a month.
0.00% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.00% $2,000 – $24,999Your amount 0.25% $25,000 – $49,999 0.30% $50,000 – $99,999 0.35% $100,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Austin, TX metro
168 accounts at 57 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 2.81%
- Banks, typical
- 0.40%
- Credit unions, typical
- 0.25%
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Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 2 branches
- Government Employees FCUCredit union · 6 branches
- Cornerstone Capital BankBank · 1 branch