Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Austin, TX metro
- First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - Amplify Credit UnionPersonal Primary SavingsSavings · $5 min · 0.00%–0.05% by balance
Credit union · 4 branches
0.05%APY$5 a year on $10,000Requirements
Product: Amplify membership required. Federally insured by the NCUA.
0.00% interest rate · No monthly fee · Effective Jan 16, 2026
Rate by balance
Rate by balance for Personal Primary Savings Balance APY Up to $99 0.00% $100 – $2,499 0.05% $2,500 – $4,999 0.05% $5,000 and upYour amount 0.05% Rate checked
More details - Travis County Credit UnionShare AccountSavings · $5 min · 0.00%–0.05% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Deposit as little as $5 to open. Pays quarterly dividends based upon minimum balance requirements. Membership share account provides voting privileges and eligibility to serve on TCCU committees.
Offer: Quarterly declared dividends on balances under $100.
0.00% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for Share Account Balance APY Up to $100 0.00% $100 and upYour amount 0.05% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires an active linked Rewards Checking account. To earn highest rates, must meet Rewards Checking monthly qualifications: at least 15 qualifying debit card transactions, at least 1 direct deposit/ACH payment/ACH credit, and enrollment in Online Banking and E-Statements. Limit 1 account per person.
Offer: Base rate applied to entire daily balance if Rewards Checking qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Apr 1, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash Back, Kasasa Cash, or Kasasa Play checking for automatic savings. $25 minimum deposit to open. No monthly maintenance fees. Qualifications per Monthly Qualification Cycle: at least 1 direct deposit/ACH credit/debit, at least 12 debit card purchases post and settle, and enrolled in e-statements.
Offer: All balances if qualifications not met on Kasasa checking.
Qualified rate · 0.05% interest rate · No monthly fee
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 25 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Offer: Monthly service charge of $5.00 is waived if a minimum daily balance of $100.00 is maintained during a calendar month.
0.03% interest rate · $5 monthly fee · Effective Sep 29, 2026
Rate checked
More details - Schertz Bank & TrustMoney Market CheckingMoney Market Checking · $100 min · 0.03%–0.15% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Monthly service charge of $8.00 with E-Statements or $10.00 with paper statements; waived with a minimum daily balance of $2,500.00 during the monthly statement cycle. Transfers/debits limited to 6 per calendar month ($5.00 excessive debit fee per debit thereafter).
Offer: Monthly service charge of $8.00 with E-Statements or $10.00 with paper statements; waived with a minimum daily balance of $2,500.00 during monthly statement cycle.
0.03% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $25,000Your amount 0.03% $25,000 – $50,000 0.05% $50,000 – $75,000 0.07% $75,000 – $100,000 0.10% $100,000 and up 0.15% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Prime Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.02% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: Monthly maintenance fee of $3 (waived by maintaining a minimum daily balance of $200 or receiving at least $25 in automatic transfers from a linked checking account). Limited to 6 withdrawals/transfers per monthly statement cycle.
Offer: Rates effective as of 10/07/2026 for Idaho and Utah. Variable APY, interest compounded daily and paid monthly.
0.02% interest rate · Compounded daily · $3 monthly fee · Effective Oct 7, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Up to $1,000 0.02% $1,000 – $5,000 0.02% $5,000 – $25,000Your amount 0.02% $25,000 – $50,000 0.04% $50,000 – $100,000 0.05% $100,000 and up 0.07% Rate checked
More details - 0.02%APY$2 a year on $10,000
Requirements
Product: $1,000 minimum balance to open and avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY. Tiered variable rate account. Community banking for residents of greater Austin.
Offer: $1,000 minimum opening deposit. $1,000 minimum balance to avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY.
0.00% interest rate · $9.99 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000 0.01% $10,000 – $100,000Your amount 0.02% $100,000 – $1,000,000 0.05% $1,000,000 and up 2.02% Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Earn Premier relationship rates when you link the account to a qualifying checking account (Chase Premier Plus Checking, Chase Sapphire Checking, Chase Private Client Checking, J.P. Morgan Private Client Checking Plus, or J.P. Morgan Classic Checking) and make at least 5 customer-initiated transactions in a monthly statement period using your linked checking account. $25 monthly service fee waived with $15,000+ beginning day balance or linked qualifying checking account.
Offer: Relationship rate: requires linked qualifying checking account and at least 5 customer-initiated transactions in a monthly statement period. $25 monthly service fee waived with $15,000+ daily balance or linked qualifying checking account.
Qualified rate · 0.02% interest rate · $25 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.02%APY$2 a year on $10,000with conditions
Requirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Standard Rate with qualifying, open Huntington Perks Checking account. Rate applies to ZIP code 43215.
Qualified rate · 0.02% interest rate · Balance cap $2,000,000.99 · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Extraco BanksPremier Plus Money MarketPremier Plus Money Market · $0 min · 0.01%–3.00% by balance
Bank · 1 branch
0.01%APY$1 a year on $10,000Effective Oct 16, 2026
Rate by balance
Rate by balance for Premier Plus Money Market Balance APY Up to $24,999Your amount 0.01% $25,000 – $49,999 0.01% $50,000 – $249,999 2.25% $250,000 – $499,999 2.75% $500,000 and up 3.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Austin, TX metro
168 accounts at 57 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.81%
- Banks, typical
- 0.40%
- Credit unions, typical
- 0.25%
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Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 2 branches
- Government Employees FCUCredit union · 6 branches
- Cornerstone Capital BankBank · 1 branch