Bank · FDIC insured
Falcon Bank
A $2.2B bank headquartered in Laredo, TX, with 18 branches in Texas. Best rates: CDs 4.00% APY.
Falcon Bank Carrot Score
61
Carrot Score
Higher than 4% of U.S. banks and credit unions
#7 of 8 in Laredo, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Falcon Bank
- Headquarters
- 7718 Mcpherson Rd Bldg F, Laredo, TX 78045
- FDIC certificate
- 26856 ↗
Branches
18 branches in Texas
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Texas
18 branches
Laredo area · 7
- Falcon International BankMain office7718 Mcpherson Rd Bldg F, Laredo, TX 78045Directions
- Calle Del Norte Branch6002 Mcpherson Rd, Laredo, TX 78041Directions
- Downtown Branch801 Matamoros St, Laredo, TX 78040Directions
- East Branch204 Bob Bullock Loop, Laredo, TX 78043Directions
- Hillside Branch5219 Mcpherson Rd, Laredo, TX 78041Directions
- San Dario Branch6625 San Dario Ave, Laredo, TX 78041Directions
- San Isidro Branch10511 Mcpherson Rd, Laredo, TX 78045Directions
Del Rio area · 2
- Del Rio Main Office Branch504 S Main St, Del Rio, TX 78840Directions
- Del Rio North Branch110 Chevrolet Dr, Del Rio, TX 78840Directions
Eagle Pass area · 2
- First National Bank Eagle Pass Branch275 S Bibb Ave, Eagle Pass, TX 78852Directions
- South Bibb Avenue Branch476 S Bibb Ave, Eagle Pass, TX 78852Directions
San Antonio area · 2
- Bandera Branch12002 Bandera Rd, Helotes, TX 78023Directions
- Stone Oak Branch19230 Stone Oak Pkwy, San Antonio, TX 78258Directions
McAllen area · 2
- Mcallen 83 Branch500 E Us Highway 83, McAllen, TX 78501Directions
- Mcallen North 10th Branch6301 N 10th St, McAllen, TX 78504Directions
Brownsville area · 1
- Brownsville Branch1805 N Expressway, Brownsville, TX 78520Directions
Austin area · 1
- Buda Office Branch1005 N Loop 4, Buda, TX 78610Directions
Zapata area · 1
- Citizens State Bank134 S Us Highway 83, Zapata, TX 78076Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 13.44% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.00% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.53% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $74 | $88 | — |
- CapitalLeverage ratio13.44%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.53%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$74Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Falcon Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.