Bank · FDIC insured
Falcon Bank Savings Rates
Falcon Bank’s best savings rate is 2.00% APY, with its Premium Savings, with extra requirements. Rates checked October 16, 2026.
How Falcon Bank’s savings rates compare
Compared with banks and credit unions near Laredo, TX, where Falcon Bank has the most branches. $10,000, best rate first.
This bank’s best
Falcon Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
Premium Savings
Top rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
3rd-highest rate
PNC
0.07%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $7
Falcon Bank savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Falcon Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Savings
Up to 2.00%APY
Requires an active linked Rewards Checking account. To earn highest rates, must meet Rewards Checking monthly qualifications: at least 15 qualifying debit card transactions, at least 1 direct deposit/ACH payment/ACH credit, and enrollment in Online Banking and E-Statements. Limit 1 account per person.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $250,000Requires meeting Rewards Checking qualifications during the Monthly Qualification Cycle. | 2.00% | $200 | Requires meeting Rewards Checking qualifications during the Monthly Qualification Cycle. |
| Any balanceBase rate applied to entire daily balance if Rewards Checking qualifications are not met. | 0.05% | $5 | Base rate applied to entire daily balance if Rewards Checking qualifications are not met. |
| $250,000 and upApplies to the portion of daily balance over $250,000 when Rewards Checking qualifications are met during the Monthly Qualification Cycle. | 1.00% | — | Applies to the portion of daily balance over $250,000 when Rewards Checking qualifications are met during the Monthly Qualification Cycle. |
Sources (1)
- falconbank.com/premium-savings · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.