Bank · FDIC insured
Austin Capital Bank Savings Rates
Austin Capital Bank’s best savings rate is 0.02% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Austin Capital Bank’s savings rates compare
Compared with banks and credit unions near Austin, TX, where Austin Capital Bank has the most branches. $10,000, best rate first.
This bank’s best
Austin Capital Bank
0.02%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $2
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Austin Capital Bank savings score
60
Savings score
Higher than 1% of U.S. banks and credit unions
- $1,000 balance$1,0000.01%
- $10,000 balance$10,0000.02%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Austin Capital Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.02%APY
$1,000 minimum balance to open and avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY. Tiered variable rate account. Community banking for residents of greater Austin.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000$1,000 minimum opening deposit. $1,000 minimum balance to avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY. | 0.00% | — | $1,000 minimum opening deposit. $1,000 minimum balance to avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY. |
| $1,000 – $10,000$1,000 minimum opening deposit. $1,000 minimum balance to avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY. | 0.01% | — | $1,000 minimum opening deposit. $1,000 minimum balance to avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY. |
| $10,000 – $100,000$1,000 minimum opening deposit. $1,000 minimum balance to avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY. | 0.02% | $2 | $1,000 minimum opening deposit. $1,000 minimum balance to avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY. |
| $100,000 – $1,000,000$1,000 minimum opening deposit. $1,000 minimum balance to avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY. | 0.05% | — | $1,000 minimum opening deposit. $1,000 minimum balance to avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY. |
| $1,000,000 and up$1,000 minimum opening deposit. $1,000 minimum balance to avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY. | 2.02% | — | $1,000 minimum opening deposit. $1,000 minimum balance to avoid $9.99 monthly service charge. Minimum daily balance of $1,000.00 required each day to obtain disclosed APY. |
Savings
0.01%APY
Simple savings account. Requires a $100 minimum balance to avoid a monthly service charge of $4.99.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to any balance. $100 minimum balance to avoid monthly service charge of $4.99. Variable rate account.Any balance | 0.01% | $1 | Applies to any balance. $100 minimum balance to avoid monthly service charge of $4.99. Variable rate account. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.