Compare Bank & Credit Union Rates
Best savings rates in Washington
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 106–120 results in Washington
- Columbia Credit UnionMoney MarketMoney Market · $1,500 min · 0.30%–0.65% by balance
Credit union · 13 branches
0.50%APY$50 a year on $10,000Requirements
Product: $1,500 minimum balance to avoid $8 monthly fee. Unlimited in-person branch withdrawals or transfers; check writing available. Must meet membership eligibility (applicant or any family member lives or works in WA State or Clackamas, Marion, Multnomah, and Washington counties in OR, and pay $10 lifetime membership fee).
0.30% interest rate · $8 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.30% $5,000 – $10,000 0.45% $10,000 – $25,000Your amount 0.50% $25,000 – $500,000 0.65% Rate checked
More details - Solarity Credit UnionMoney MarketMoney Market · $2,000 min · 0.25%–1.25% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000No monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Money Market Balance APY Over $0 0.25% $5,000 and upYour amount 0.50% $25,000 and up 0.75% $50,000 and up 1.00% $100,000 and up 1.25% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Minimum amount you may withdraw is $200.00 per day. Maximum six withdrawals/transfers per month by preauthorized, automatic, computer, or telephonic order. A fee of $10.00 is charged for each debit transaction in excess of two during a month. Minimum opening deposit stated as $250.00 in Truth in Savings disclosure and $1,000.00 on rate schedule.
Offer: Must maintain a minimum daily balance of $1,000.00 each day to obtain the disclosed APY.
0.50% interest rate · Effective Mar 9, 2026
Rate checked
More details - North Coast Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.00%–0.50% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends calculated daily and paid monthly.
Offer: Dividends calculated daily and paid monthly.
0.00% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $100 0.00% $100 – $50,000Your amount 0.50% $50,000 – $100,000 0.50% $100,000 – $250,000 0.50% $250,000 and up 0.50% Rate checked
More details - North Coast Credit UnionMoney Market CheckingMoney Market Checking · $0 min · 0.00%–0.50% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends calculated daily and paid monthly.
Offer: Dividends calculated daily and paid monthly.
0.00% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $2,499 0.00% $2,500 – $10,000 0.10% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 0.50% $100,000 and up 0.50% Rate checked
More details - iQ Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.05%–3.25% by balance
Credit union · 21 branches
0.45%APY$45 a year on $10,000Requirements
Product: Up to 6 withdrawals a month without incurring a fee. Minimum balance of $1,000 required to avoid monthly service fee. Interest compounded and credited monthly, calculated by daily balance method. If the balance drops below the minimum balance, interest rate will reflect current share rate.
Offer: Minimum balance of $1,000 required to avoid monthly service fee.
0.05% interest rate · Effective Sep 9, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.25% $10,000 – $49,999Your amount 0.45% $50,000 – $99,999 0.65% $100,000 – $499,999 0.85% $500,000 – $999,999 2.25% $1,000,000 and up 3.25% Rate checked
More details - Seattle Credit UnionMoney Market AccountSavings · $0 min · 0.10%–1.16% by balance
Credit union · 7 branches
0.45%APY$45 a year on $10,000Requirements
Product: No minimum opening deposit. Account transfers and withdrawal limitations apply. Interest compounded and credited monthly.
Offer: Interest compounded and credited monthly.
0.10% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.65% $50,000 – $100,000 0.85% $100,000 – $150,000 1.06% $150,000 and up 1.16% Rate checked
More details - Zions BankMoney Market AccountMoney Market Account · $0 min · 0.00%–1.36% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Tiered interest rate calculated using daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Monthly service fee applies if minimum daily balance requirement is not met. Gold Account relationship offers premium rate tiers automatically when linked.
Offer: Standard tier. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.00% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.00% $1,000 – $100,000Your amountRelationship rate tier (e.g., Gold Account relationship). 0.45% $100,000 – $250,000Relationship rate tier (e.g., Gold Account relationship). 0.75% $250,000 – $500,000 0.75% $500,000 – $1,000,000 0.85% $1,000,000 and upRelationship rate tier (e.g., Gold Account relationship). 1.36% Rate checked
More details - Zions BankPremier Money MarketPremier Money Market · $5,000 min · 0.45%–1.46% by balance
Bank · 2 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Exclusively for Premier and Premier Elite clients. Tiered variable interest rates calculated using the daily balance method. Limit of 6 withdrawals per monthly statement cycle; excess withdrawal fees may apply (up to 10 excessive transaction fees per cycle). Apply in person.
Offer: Standard tier for Premier/Premier Elite clients. Variable APY; daily balance method. Displaying rates for Idaho and Utah.
Qualified rate · 0.45% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $5,000 – $100,000Your amount 0.45% $100,000 – $250,000 0.80% $250,000 – $500,000 1.06% $500,000 – $1,000,000 1.36% $1,000,000 and up 1.46% Rate checked
More details - American Lake Credit UnionMoney PlusMoney Plus · $5,000 min · 0.40%–0.60% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Dividends compounded and credited monthly. Minimum balance to avoid fee is $5,000.
Offer: Dividends compounded and credited monthly. Minimum balance to avoid fee is $5,000.
0.40% interest rate
Rate by balance
Rate by balance for Money Plus Balance APY Up to $5,000 0.40% $5,000 – $50,000Your amount 0.45% $50,000 – $100,000 0.55% $100,000 and up 0.60% Rate checked
More details - Seattle Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.10%–1.16% by balance
Credit union · 7 branches
0.45%APY$45 a year on $10,000Requirements
Product: Must meet Seattle Credit Union membership eligibility (live, work, worship, or attend school in Washington State, immediate family of a current member, or employee of a community partner) and open a Membership Savings with a minimum deposit of $5. Up to 6 qualified pre-authorized, electronic, or automatic transfers/withdrawals per month.
Offer: Interest compounded and credited monthly.
0.10% interest rate · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.65% $50,000 – $100,000 0.85% $100,000 – $150,000 1.06% $150,000 and up 1.16% Rate checked
More details - Potlatch No 1 Financial Credit UnionMoney Market AccountMoney Market Account · $500 min · 0.45%–1.45% by balance
Credit union · 8 branches
0.45%APY$45 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $500.00. Minimum average daily balance of $500.00 required to obtain disclosed APY. Early withdrawal penalties may apply. Account offers standard non-qualifying rates and qualifying bump rates when linked to an Ascend Checking account meeting monthly dividend qualifications.
Offer: Non-Qualifying Rate. Must maintain a minimum average daily balance of $500.00 to obtain disclosed APY.
Qualified rate · 0.45% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $500 – $25,000Your amount 0.45% $25,000 – $100,000 0.55% $100,000 – $250,000 1.25% $250,000 – $500,000 1.35% $500,000 and up 1.45% Rate checked
More details - American Lake Credit UnionMoney Plus ShareSavings · $5,000 min · 0.40%–0.60% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Offer: Dividends compounded and credited monthly. Minimum balance to avoid fee is $5,000. Applies to daily balance tier $0 - $4,999.99.
0.40% interest rate · Effective Mar 23, 2026
Rate by balance
Rate by balance for Money Plus Share Balance APY Up to $5,000 0.40% $5,000 – $50,000Your amount 0.45% $50,000 – $100,000 0.55% $100,000 and up 0.60% Rate checked
More details - American Lake Credit UnionSave to WinSavings · $25 min · 0.45%–1.35% by balance
Credit union · 1 branch
0.45%APY$45 a year on $10,000Requirements
Product: Must be a member of American Lake Credit Union in good standing, at least 18 years old, and a legal resident of the state of Washington. For every $25 increase in month-over-month balance, receive one entry into monthly, quarterly, and annual prize drawings.
Offer: Dividends compounded and credited monthly. Applies to balance tier $0 - $500.00.
1.34% interest rate · Effective Mar 23, 2026
Rate by balance
Rate by balance for Save to Win Balance APY Up to $500 1.35% $500 – $1,000 0.85% $1,000 – $5,000 0.50% Over $5,000Your amount 0.45% Rate checked
More details - ICCUMoney Market SavingsMoney Market Savings · $25 min · 0.00%–1.00% by balance
Credit union · 8 branches
0.40%APY$40 a year on $10,000Requirements
Product: Available to ICCU members who live or work in Idaho, Washington, eastern Oregon, or Arizona.
Offer: $15 monthly service fee if balance is less than $2,500. Minimum balance to earn interest is $2,500.
0.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.00% $2,500 – $24,999Your amount 0.40% $25,000 – $49,999$15 monthly service fee waived with balance of $2,500 or more. 0.60% $50,000 – $99,999$15 monthly service fee waived with balance of $2,500 or more. 0.75% $100,000 and up$15 monthly service fee waived with balance of $2,500 or more. 1.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Washington
364 accounts at 120 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 2.27%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches