Credit union · NCUA insured
North Coast Credit Union Savings Rates
North Coast Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Checking. Rates checked October 22, 2026.
How North Coast Credit Union’s savings rates compare
Compared with banks and credit unions near Mount Vernon, WA, where North Coast Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
North Coast Credit Union
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
Money Market Savings
Top rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
BECU
2.02%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $202
North Coast Credit Union savings score
80
Savings score
Higher than 52% of U.S. banks and credit unions
- $1,000 balance$1,0005.00%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where North Coast Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Thrive Savings
0.10%APY
One Thrive Savings account per member. Dividends calculated daily and paid monthly. No minimum opening balance required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,0005.00% APY on balances up to $5,000 | 5.00% | — | 5.00% APY on balances up to $5,000 |
| Over $5,000Balances over $5,000 will earn 0.100% APY on remaining balance | 0.10% | $10 | Balances over $5,000 will earn 0.100% APY on remaining balance |
Sources (3)
All captured Sep 15, 2026
Money Market Checking
0.50%APY
Dividends calculated daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Dividends calculated daily and paid monthly. | 0.00% | — | Dividends calculated daily and paid monthly. |
| $2,500 – $10,000Dividends calculated daily and paid monthly. | 0.10% | — | Dividends calculated daily and paid monthly. |
| $10,000 – $50,000Dividends calculated daily and paid monthly. | 0.50% | $50 | Dividends calculated daily and paid monthly. |
| $50,000 – $100,000Dividends calculated daily and paid monthly. | 0.50% | — | Dividends calculated daily and paid monthly. |
| $100,000 and upDividends calculated daily and paid monthly. | 0.50% | — | Dividends calculated daily and paid monthly. |
Sources (1)
- northcoastcu.com/dividend-rate-sheet · captured Sep 15, 2026
Money Market Savings
0.50%APY
Dividends calculated daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Dividends calculated daily and paid monthly. | 0.00% | — | Dividends calculated daily and paid monthly. |
| $100 – $50,000Dividends calculated daily and paid monthly. | 0.50% | $50 | Dividends calculated daily and paid monthly. |
| $50,000 – $100,000Dividends calculated daily and paid monthly. | 0.50% | — | Dividends calculated daily and paid monthly. |
| $100,000 – $250,000Dividends calculated daily and paid monthly. | 0.50% | — | Dividends calculated daily and paid monthly. |
| $250,000 and upDividends calculated daily and paid monthly. | 0.50% | — | Dividends calculated daily and paid monthly. |
Sources (1)
- northcoastcu.com/dividend-rate-sheet · captured Sep 15, 2026
Savings
0.10%APY
Dividends calculated daily and paid monthly. Free account. Open with $5 or more. Can create separate saving accounts for vacations, holidays, or celebrations.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $100 – $10,000 | 0.10% | — |
| $10,000 – $50,000 | 0.10% | $10 |
| $50,000 – $100,000 | 0.10% | — |
| $100,000 and up | 0.10% | — |
Sources (2)
All captured Sep 15, 2026
Special-purpose accounts
Health Savings
0.25%APY
Must have a High Deductible Health Plan (HDHP). FREE account with no minimum balance or withdrawal restrictions. Dividends calculated daily and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Must have a High Deductible Health Plan (HDHP)Over $0 | 0.25% | $25 | Must have a High Deductible Health Plan (HDHP) |
Sources (2)
All captured Sep 15, 2026
Roth IRA / IRA Savings
0.10%APY
Accounts insured separately up to $250,000 by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $250 and up | 0.10% | $10 |
Sources (1)
- northcoastcu.com/dividend-rate-sheet · captured Sep 15, 2026
Youth Savings (Under 18)
0.10%APY
For individuals under 18. Free account. Open with $5 or more. Eligible for Report Card Rewards. Dividends calculated daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5 | 0.00% | — |
| $5 and up | 0.10% | $10 |
Sources (3)
All captured Sep 15, 2026
Who can join North Coast Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is eligible to anyone who lives, works, attends school, or worships in Washington State.
Membership information collected October 4, 2026.