Compare Bank & Credit Union Rates
Best savings rates in Washington
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 226–240 results in Washington
- 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Minimum Balance: $1,000.00 for 0.10% APY. Up to 6 withdrawals per month.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: For ages 18+. $5 minimum balance to open and maintain membership. Dividends compounded and paid monthly.
0.10% interest rate · No monthly fee · Effective May 1, 2023
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must complete payment of one share ($5.00 par value) as a condition of admission to membership. A minimum daily balance of $50.00 is required to obtain the disclosed APY. Limit of 6 preauthorized, automatic, or telephone transfers per month (max 3 by check/draft).
Offer: Must maintain a minimum daily balance of $50.00 to obtain the disclosed APY.
0.10% interest rate · Effective Mar 9, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly service charge of $10 is waived with a $5,000 minimum daily balance during that monthly statement cycle.
Offer: Monthly fee waived with $5,000 minimum daily balance.
0.05% interest rate · $10 monthly fee · Effective Aug 20, 2026
Rate by balance
Rate by balance for Banner's Best Savings Balance APY Up to $4,999 0.05% $5,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $249,000 0.35% $250,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - Banner BankMoney Market SavingsMoney Market Savings · $100 min · 0.05%–0.50% by balance
Bank · 67 branches
0.10%APY$10 a year on $10,000Requirements
Product: Minors (ages 12-17) are eligible if a parent or guardian (age 18+) is also an account owner. $10 monthly service charge waived with a $1,000 minimum daily balance during the monthly statement cycle.
Offer: Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle.
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.05% $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.10% $25,000 – $99,999 0.15% $100,000 – $999,999 0.35% $1,000,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary savings account; $5.00 minimum balance represents ownership/membership in WestEdge Credit Union.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Secondary discretionary savings account used to organize funds for personal budgeting; no minimum balance required to maintain account.
0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated daily and paid monthly. Free account. Open with $5 or more. Can create separate saving accounts for vacations, holidays, or celebrations.
0.00% interest rate · No monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $100 0.00% $100 – $10,000 0.10% $10,000 – $50,000Your amount 0.10% $50,000 – $100,000 0.10% $100,000 and up 0.10% Rate checked
More details - North Coast Credit UnionThrive SavingsSavings · $0 min · 0.10%–5.00% by balance
Credit union · 5 branches
0.10%APY$10 a year on $10,000Requirements
Product: One Thrive Savings account per member. Dividends calculated daily and paid monthly. No minimum opening balance required.
Offer: 5.00% APY on balances up to $5,000
4.89% interest rate · Effective May 18, 2026
Rate by balance
Rate by balance for Thrive Savings Balance APY Up to $5,000 5.00% Over $5,000Your amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Your Share (Savings Account) makes you a member-owner. $5 share deposit to open with no opening fees. No monthly service fees.
Offer: No monthly service fees.
0.10% interest rate · No monthly fee
Rate checked
More details - Mt. Rainier Credit UnionShare (Savings) AccountSavings · $25 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Primary share account required for membership. Requires $25.00 minimum opening deposit that must remain on deposit to maintain active membership. Dividends calculated on average daily balance and paid quarterly.
Offer: No dividends earned.
Effective Mar 31, 2026
Rate by balance
Rate by balance for Share (Savings) Account Balance APY Up to $25 0.00% Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% Over $25,000 0.15% Rate checked
More details - 0.08%APY$8 a year on $10,000
Requirements
Product: Membership is open to anyone who lives, works, worships, or attends school in the areas served. No monthly maintenance fee. Minimum balance of $50 required to earn dividends. Dividends calculated daily and credited quarterly.
0.08% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Washington
364 accounts at 120 banks and credit unions · checked Oct 16–23
- Typical
- 0.15%
- Top 10% from
- 2.27%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Washington
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- ICCUCredit union · 8 branches
- Responders Emergency Services Credit UnionCredit union · 1 branch
- Ironworkers USA Credit UnionCredit union · 2 branches