Credit union · NCUA insured
Mt. Rainier Credit Union Savings Rates
Mt. Rainier Credit Union’s best savings rate is 0.35% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How Mt. Rainier Credit Union’s savings rates compare
Compared with banks and credit unions near Seattle, WA, where Mt. Rainier Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Mt. Rainier Credit Union
0.35%APY
- Requires
- None
- Earns on $10,000 a year
- $35
Money Market Accounts
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $450
Mt. Rainier Credit Union savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0002.52%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mt. Rainier Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Mountaineer Accounts
Up to 3.04%APY
Money Market Rates subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50,000 – $100,000 | 2.01% | — |
| $100,000 – $250,000 | 2.52% | — |
| $250,000 and up | 3.04% | — |
Sources (1)
- mtrainierfcu.com/rates-fees · captured Sep 15, 2026
Money Market Accounts
0.35%APY
Requires a minimum balance of $5,000 in order to earn dividends. Dividends are based on the average daily balance and are paid monthly. Withdrawals are limited to three per month. Rates subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $25,001Requires a minimum balance of $5,000 to earn dividends. | 0.35% | $35 | Requires a minimum balance of $5,000 to earn dividends. |
| $25,001 – $50,001 | 0.50% | — | |
| $50,001 and up | 0.65% | — |
Share (Savings) Account
0.10%APY
Primary share account required for membership. Requires $25.00 minimum opening deposit that must remain on deposit to maintain active membership. Dividends calculated on average daily balance and paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25No dividends earned. | 0.00% | — | No dividends earned. |
| Up to $5,000 | 0.05% | — | |
| $5,000 – $25,000 | 0.10% | $10 | |
| Over $25,000 | 0.15% | — |
Special-purpose accounts
Holiday and Club Accounts
0.20%APY
Dividends are compounded and paid monthly. In November of each year, funds are transferred to member's account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5No dividends earned. | 0.00% | — | No dividends earned. |
| $5 and up | 0.20% | $20 |
Who can join Mt. Rainier Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in the state of Washington.
Cost to join
- Joining requires opening a savings (share) account and depositing a minimum of $25.
Membership information collected October 4, 2026.