Credit union · NCUA insured
WestEdge Credit Union
Top CarrotA $79.1M credit union headquartered in Bellingham, WA, with 4,133 members and 1 branch in Washington. Best rates: CDs 3.45% and savings 0.40% APY.
WestEdge Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 82% of U.S. banks and credit unions
#3 of 18 in Bellingham, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About WestEdge Credit Union
WestEdge Credit Union was established in 1952 to serve the employees of the Pacific Coast Paper Mill.
In 2002, the credit union expanded its charter to include all of Whatcom County.
- Headquarters
- 2501 James St, Bellingham, WA 98225-3529
- NCUA charter
- 8113
Branches
1 branch in Washington
Loading map…
Washington
1 branch
- WestEdge FCUMain office2501 James St, Bellingham, WA 98225Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.38% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.32% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.10% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $54 | $59 | — |
- CapitalNet worth ratio17.38%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.32%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.10%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$54Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of WestEdge Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.