Bank · FDIC insured
Banner Bank Savings Rates
Banner Bank’s best savings rate is 0.10% APY on $10,000, with its Money Market Savings. Rates checked October 22, 2026.
How Banner Bank’s savings rates compare
Compared with banks and credit unions near Seattle, WA, where Banner Bank has the most branches. $10,000, best rate first.
This bank’s best
Banner Bank
0.10%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $10
Banner's Best Savings
Top rate
Peak Credit Union
5.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Banner Bank savings score
64
Savings score
Higher than 10% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.10%
- $100,000 balance$100,0000.35%
- QualifiedQualified0.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Banner Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal High Yield Relationship Savings
0.25%APY
Minimum opening deposit of $25,000 must be new money to Banner Bank, and a Banner Bank checking account is required. Monthly service charge of $10 is waived with $5,000 minimum daily balance or $10,000 average daily combined checking and savings deposit relationship balance. Public fund accounts not eligible.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Banner Bank checking account required. Opening deposit must be new money. APY is 0.25% if relationship balance is below $25,000. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. | 0.25% | $25 | Banner Bank checking account required. Opening deposit must be new money. APY is 0.25% if relationship balance is below $25,000. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. |
| $25,000 – $49,999Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. | 1.51% | — | Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. |
| $50,000 – $99,999Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. | 1.51% | — | Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. |
| $100,000 – $249,999Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. | 2.02% | — | Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. |
| $250,000 – $499,999Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. | 2.22% | — | Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. |
| $500,000 – $999,999Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. | 2.53% | — | Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. |
| $1,000,000 – $2,999,999Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. | 2.53% | — | Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. |
| $3,000,000 – $4,999,999Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. | 2.53% | — | Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. |
| $5,000,000 and upBanner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. | 2.53% | — | Banner Bank checking account required. Opening deposit must be new money. Monthly fee waived with $5,000 minimum daily balance or $10,000 average daily combined relationship balance. |
Banner's Best Savings
0.10%APY
Monthly service charge of $10 is waived with a $5,000 minimum daily balance during that monthly statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,999Monthly fee waived with $5,000 minimum daily balance. | 0.05% | — | Monthly fee waived with $5,000 minimum daily balance. |
| $5,000 – $24,999Monthly fee waived with $5,000 minimum daily balance. | 0.10% | $10 | Monthly fee waived with $5,000 minimum daily balance. |
| $25,000 – $99,999Monthly fee waived with $5,000 minimum daily balance. | 0.15% | — | Monthly fee waived with $5,000 minimum daily balance. |
| $100,000 – $249,000Monthly fee waived with $5,000 minimum daily balance. | 0.35% | — | Monthly fee waived with $5,000 minimum daily balance. |
| $250,000 – $999,999Monthly fee waived with $5,000 minimum daily balance. | 0.35% | — | Monthly fee waived with $5,000 minimum daily balance. |
| $1,000,000 and upMonthly fee waived with $5,000 minimum daily balance. | 0.50% | — | Monthly fee waived with $5,000 minimum daily balance. |
Sources (3)
- bannerbank.com/personal/person…ngs/banners-best-savings
- bannerbank.com/financial-resou…st-savings-product-guide
- bannerbank.com/current-rates
All captured Sep 15, 2026
Connected Savings
0.02%APY
Monthly service charge of $3 is waived when meeting at least one criterion during the monthly statement cycle: $100 minimum daily balance; automatic funds transfer of at least $25 from Banner Bank personal checking account; or any account owner is aged 24 or younger.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to obtain APY. Monthly service charge waived with $100 minimum daily balance, automatic transfer of at least $25 from Banner Bank personal checking, or any account owner aged 24 or younger.Any balance | 0.02% | $2 | No minimum balance to obtain APY. Monthly service charge waived with $100 minimum daily balance, automatic transfer of at least $25 from Banner Bank personal checking, or any account owner aged 24 or younger. |
Sources (3)
- bannerbank.com/personal/person…savings/connected-saving
- bannerbank.com/financial-resou…ed-savings-product-guide
- bannerbank.com/current-rates
All captured Sep 15, 2026
Special-purpose accounts
Money Market Savings
0.10%APY
Minors (ages 12-17) are eligible if a parent or guardian (age 18+) is also an account owner. $10 monthly service charge waived with a $1,000 minimum daily balance during the monthly statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle. | 0.05% | — | Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle. |
| $2,500 – $9,999Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle. | 0.10% | — | Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle. |
| $10,000 – $24,999Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle. | 0.10% | $10 | Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle. |
| $25,000 – $99,999Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle. | 0.15% | — | Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle. |
| $100,000 – $999,999Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle. | 0.35% | — | Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle. |
| $1,000,000 and upMonthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle. | 0.50% | — | Monthly service charge waived with a $1,000 minimum daily balance during that monthly statement cycle. |
Sources (3)
- bannerbank.com/personal/personal-savings/money-market
- bannerbank.com/financial-resou…et-savings-product-guide
- bannerbank.com/current-rates
All captured Sep 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.