Credit union · NCUA insured
Community Healthcare FCU
A $22.1M credit union headquartered in Everett, WA, with 1,329 members and 1 branch in Washington. Best rates: CDs 2.53% and savings 0.10% APY.
Community Healthcare FCU Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#56 of 62 in Seattle, WA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Community Healthcare FCU
Community Healthcare FCU was chartered in 1959 by employees of Everett General Hospital to provide an alternative to traditional banking rates and fees.
The credit union exclusively serves the healthcare community, offering financial services to individuals employed in the healthcare industry in Snohomish, King, Island, and Skagit counties.
- Headquarters
- 2531 Wetmore Ave, Everett, WA 98201
- NCUA charter
- 12847
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, independent contractors, or self-employed residents of Snohomish, King, Skagit, or Island Counties working in designated healthcare fields are eligible for membership.
Family and household
- Immediate family of current members are eligible for membership.
Branches
1 branch in Washington
Loading map…
Washington
1 branch
- Community Healthcare Federal Credit UnionMain office2531 Wetmore Ave, Everett, WA 98201Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.63% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.42% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.06% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $64 | $59 | — |
- CapitalNet worth ratio12.63%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.42%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.06%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$64Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Community Healthcare FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.