Credit union · NCUA insured
WestEdge Credit Union Savings Rates
Top CarrotWestEdge Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 22, 2026.
How WestEdge Credit Union’s savings rates compare
Compared with banks and credit unions near Bellingham, WA, where WestEdge Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
WestEdge Credit Union
0.40%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $40
Money Market
Top rate
WaFd Bank
3.82%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $382
2nd-highest rate
First Fed Bank
3.45%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $345
WestEdge Credit Union savings score
75
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where WestEdge Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.40%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 0.40% | $40 |
| $25,000 – $50,000 | 0.60% | — |
| $50,000 and up | 0.70% | — |
Sources (3)
All captured Sep 15, 2026
Share Savings
0.10%APY
Primary savings account; $5.00 minimum balance represents ownership/membership in WestEdge Credit Union.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.10% | $10 |
Sources (3)
All captured Sep 15, 2026
Sub Savings
0.10%APY
Secondary discretionary savings account used to organize funds for personal budgeting; no minimum balance required to maintain account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.10% | $10 |
Sources (3)
All captured Sep 15, 2026
Special-purpose accounts
Coverdell Education Savings Accounts
0.10%APY
Up to $2,000 per year may be deposited for each child under age 18.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Holiday Savings
0.10%APY
Accumulated balance is transferred automatically into primary share savings on October 31st annually.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (3)
All captured Sep 15, 2026
IRA Share Savings
0.10%APY
Available in Traditional and Roth IRA tax structures.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Youth 1.0 Savings
0.10%APY
Designed for youth up to 12 years old. $5.00 minimum opening deposit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (3)
All captured Sep 15, 2026
Youth 1.0 Sub Savings
0.10%APY
Secondary savings account for youth up to 12 years old.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Youth 2.0 Savings
0.10%APY
Designed for members ages 13 to 17 years old. $5.00 minimum opening deposit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Sources (3)
All captured Sep 15, 2026
Youth 2.0 Sub Savings
0.10%APY
Secondary savings account for members ages 13 to 17 years old.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.10% | $10 |
Who can join WestEdge Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.