Compare Bank & Credit Union Rates
Best savings rates in Virginia
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 46–60 results in Virginia
- 2.12%APY$212 a year on $10,000
Requirements
Product: Member must maintain $5 par value. All share accounts are variable rate accounts.
Offer: $5 monthly fee if daily balance is below $500 (waived by maintaining a daily balance of $500 or more). Variable rate. Member must maintain $5 par value.
2.10% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Vantage Point Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 2.02%–2.53% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,000Requirements
Product: Limited to 6 electronic transfers per month. Over-limit fee is $5.00 per transaction, and repeated overages may result in account closure. Up to 3 checks per month allowed with a minimum of $250.00 per check. Dividends accrue and pay monthly; closing the account prior to posting forfeits accrued dividends.
Offer: Minimum balance to earn dividend is $2,000.00.
2.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $25,000Your amount 2.02% $25,000 – $75,000 2.27% Over $75,000 2.53% Rate checked
More details - Signature Federal Credit UnionSignature High-Yield SavingsSavings · $0 min · 0.50%–2.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must be bundled with Signature Cash Back Checking or Signature High-Yield Checking and enrolled in Online Branch or SFCU Mobile Banking App service. Only one Signature High-Yield Savings account per membership. Not a stand-alone product. If linked checking account qualifications are met during monthly cycle, qualifying rates apply; otherwise base rate applies. If checking account is closed, converts to standalone savings account.
Offer: Qualifying tier on balances of $100,000.00 and below when monthly checking qualifications are met (15 debit card transactions, 1 direct deposit of $500, e-statements).
Qualified rate · 1.98% interest rate · No monthly fee · Effective May 8, 2026
Rate by balance
Rate by balance for Signature High-Yield Savings Balance APY Up to $100,000Your amount 2.00% Over $100,000 0.50%* Rate checked
More details - 1st Advantage Federal Credit UnionHigh-Yield SavingsSavings · $100 min · 0.05%–2.00% by balance
Credit union · 12 branches
2.00%APY$200 a year on $10,000Requirements
Product: Limit one (1) High-Yield Savings account per member. No minimum balance to open. Dividends compounded monthly. $100 minimum average daily balance to earn dividends. No monthly maintenance fee.
Offer: Earns 2.00% APY on balances up to $50,000. $100 minimum average daily balance to earn dividends. Compounded monthly. Limit one account per member.
1.98% interest rate · Compounded monthly · No monthly fee · Effective Jul 28, 2026
Rate by balance
Rate by balance for High-Yield Savings Balance APY $100 – $50,000Your amount 2.00% $50,000 and up 0.05% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Must be linked to an active Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Requires at least 1 direct deposit/ACH credit/payment, 15 debit card purchases, and eStatements per Monthly Qualification Cycle to receive qualifying rates. Limit of 1 Kasasa Saver per membership (max 2 across combined memberships).
Offer: Qualifying tier for portion of average daily balance $0 but less than $100,000.01 when linked Kasasa checking qualifications are met.
Qualified rate · 1.98% interest rate · Balance cap $100,000.01 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - Central Virginia Federal Credit UnionKasasa SaverSavings · $0 min · 1.25%–2.00% by balance
Credit union · 5 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Requires linked Kasasa Cash or Kasasa Cash Back checking account. Qualification requirements met in checking account: post at least 1 direct deposit or ACH payment transaction, make at least 15 debit card purchases, and enroll in e-statements during Monthly Qualification Cycle. No monthly maintenance fee. Limit 1 account per SSN/ITIN.
Offer: Qualifying rate when Kasasa checking qualifications are met during Monthly Qualification Cycle (at least 1 direct deposit/ACH, at least 15 debit card purchases, and enroll in e-statements). No minimum deposit to open and no minimum balance to earn rewards. No monthly maintenance fee.
Qualified rate · No monthly fee · Effective Dec 12, 2023
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $100,000Your amount 2.00% Over $100,000 1.25% Rate checked
More details - 1.93%APY$193 a year on $10,000
Requirements
Offer: Rates may change after account opening. Fees could reduce earnings. Rates are subject to change at any time and are not guaranteed until the account is opened.
1.91% interest rate · Effective Sep 24, 2026
Rate checked
More details - Andrews Federal Credit UnionPremium High-Yield Money Market AccountPremium High-Yield Money Market Account · $0 min · 1.80%–2.30% by balance
Credit union · 2 branches
1.80%APY$180 a year on $10,000Requirements
Product: Limit of 6 transfers/withdrawals per calendar month before excess transaction fee applies. Dividends compounded and credited monthly. Variable rate subject to change. Membership required.
1.79% interest rate
Rate by balance
Rate by balance for Premium High-Yield Money Market Account Balance APY Up to $100,000Your amount 1.80% $100,000 and up 2.30% Rate checked
More details - Connects FCUMoney Market AccountMoney Market Account · $2,500 min · 1.76%–3.81% by balance
Credit union · 3 branches
1.76%APY$176 a year on $10,000Requirements
Product: Limited transaction account with a required minimum deposit of $2,500 and a balance of $2,500 to avoid fees. Minimum balance to receive dividend is $100.00. Dividends compounded monthly, credited monthly, monthly dividend period. Daily balance method. Month-End balance violation fee is $10.00 per month; Minimum balance violation fee is $10.00 per occurrence.
Offer: Average daily balance tiers level required: $2,500.00 - $99,999.99. Minimum balance to receive dividend is $100.00. Month-End balance violation fee $10.00/month; Minimum balance violation fee $10.00/occurrence.
1.75% interest rate · Compounded monthly · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $100,000Your amount 1.76% $100,000 – $250,000 2.78% $250,000 and up 3.81% Rate checked
More details - 1.75%APY$175 a year on $10,000
Requirements
Product: Fees may reduce earnings. Rate may change after account opening. Offers and products are subject to updates, modifications, and/or termination at any time after account opening.
Offer: Fees may reduce earnings. Rate may change after account opening. Promotional offers, products and services are subject to updates, modifications and/or termination at any time after account opening.
Rate checked
More details - Andrews Federal Credit UnionKasasa Saver AccountSavings · $0 min · 0.50%–1.75% by balance
Credit union · 2 branches
1.75%APY$175 a year on $10,000with conditionsRequirements
Product: Must be a credit union member. Requires an active Kasasa Cash or Kasasa Cash Back checking account. No recurring monthly maintenance charges or fees to open or close. Limit of one account type per member. Not for commercial purposes.
Offer: Qualifications required during each qualification cycle: at least 15 PIN-based or signature-based debit card purchases, at least one direct deposit or ACH transaction, and enrollment in online/digital banking and e-statements.
Qualified rate · 1.74% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Account Balance APY Up to $100,000Your amount 1.75% Over $100,000 0.50% Rate checked
More details - PenAir Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–1.75% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: Available to members who live, work, go to school or worship in specified counties (from Mobile County, AL to Leon County, FL). Rates on deposit accounts may change after account opening.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $25,000Your amount 1.75% $25,000 – $75,000 1.75% $75,000 – $200,000 1.75% $200,000 and up 1.75% Rate checked
More details - Signal FinancialSignal Smart Plus SavingsSavings · $0 min · 0.50%–2.02% by balance
Credit union · 1 branch
1.71%APY$171 a year on $10,000intro rateRequirements
Product: Tiered savings account with no minimum account balance required. Requires minimum $500 direct deposit per month or 10+ debit card swipes per month; $25 monthly maintenance fee if requirements are unmet. Membership required. Dividends compounded daily and credited monthly (effective July 1, 2025 dividend rate calculation changes from daily compounding to simple monthly compounding). Signal Financial reserves the right to end or modify this offer at any time.
Offer: $25 monthly maintenance fee waived with minimum $500 direct deposit per month or 10+ debit card swipes per month.
Promotional rate · 2.00% interest rate · Compounded daily · $25 monthly fee · Effective Oct 2, 2026
Rate by balance
Rate by balance for Signal Smart Plus Savings Balance APY Up to $10,000 2.02% $10,000 – $25,000Your amount 1.71% $25,000 – $50,000 1.36% $100,000 and up 0.50% Rate checked
More details - NASA Federal Credit UnionPremier Money Market (PMMA)Premier Money Market (PMMA) · $10,000 min
Credit union · 4 branches
1.65%APY$165 a year on $10,000Requirements
Product: Variable rate account. Dividends compounded monthly, credited monthly. Minimum balance for dividends is $10,000 using the Average Daily Balance method. Accounts closed before the end of the dividend period will not receive accrued dividends.
Offer: Average Daily Balance requirement of $10,000 for dividend rate of 1.64% and APY of 1.65%. Minimum opening balance is $10,000.
1.64% interest rate · Compounded monthly · Effective Oct 1, 2026
Rate checked
More details - Park View Federal Credit UnionMoney Market AccountMoney Market Account · 1.60%–1.75% by balance
Credit union · 6 branches
1.60%APY$160 a year on $10,000with conditionsRequirements
Product: Keep a $1,500 daily minimum balance to avoid a monthly fee. Must be a Park View member. Pairing with Electrum Checking unlocks higher tiered dividend rate levels (Gold Level and Silver Level).
Offer: Silver Level APY. To qualify for APY, you must have an Electrum checking account, make at least 5 debit card purchases, and have at least $500 in direct deposits each month. Maintain a minimum daily balance of $1,500 to avoid a monthly service fee.
Qualified rate · 1.59% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 1.60% $25,000 and up 1.62% $75,000 and up 1.65% $100,000 and up 1.70% $200,000 and up 1.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Virginia
402 accounts at 151 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.48%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.15%
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Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 1 branch
- Langley Credit UnionCredit union · 19 branches
- EagleBankBank · 3 branches