Credit union · NCUA insured
CommonWealth One
A $509.3M credit union headquartered in Alexandria, VA, with 28,734 members and 7 branches in 2 states. Best rates: CDs 3.65% and savings 0.07% APY.
CommonWealth One Carrot Score
72
Carrot Score
Higher than 30% of U.S. banks and credit unions
#82 of 105 in Washington, DC-VA-MD-WV metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CommonWealth One
CommonWealth One traces its roots to 1944, when Army Air Force Annex #1 Federal Credit Union was established at Gravelly Point in Washington, D.C., to serve military personnel during World War II.
On July 1, 2026, Arlington Community Federal Credit Union and CommonWealth One Federal Credit Union combined under the CommonWealth One Federal Credit Union name.
- Headquarters
- 4875 Eisenhower Ave, Alexandria, VA 22304-4886
- NCUA charter
- 5134
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to individuals who live, work, worship, go to school, or volunteer in eligible areas, including Washington D.C., Harrisonburg, VA, Warren County, VA, or Clarke County, VA.
Employers and groups
- Membership is available to employees of qualifying sponsor groups or select employer groups.
Family and household
- Membership is available to immediate family members of existing members (including spouses, children, siblings, parents, grandparents, grandchildren) and household members maintaining a single economic unit.
Other ways
- Membership is available through joining the American Consumer Council (ACC), with the one-time enrollment fee covered by the credit union.
Cost to join
- To access services and join, open a savings account and deposit at least $5.
Branches
7 branches in 2 states
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Virginia
6 branches
Washington area · 4
- 4900 Seminary Rd Unit A101, Alexandria, VA4900 Seminary Rd UNIT A101, Alexandria, VA 22311Directions
- Alexandria City High School3330 King St, Alexandria, VA 22302Directions
- Hec7701 Telegraph Rd, Kingman Building, Alexandria, VA 22315Directions
- Main Branch4875 Eisenhower Ave, Alexandria, VA 22304Directions
Harrisonburg area · 2
- Harrisonburg Regional42 Terri Dr, Harrisonburg, VA 22802Directions
- Jmu170 Bluestone Dr, Harrisonburg, VA 22807Directions
District of Columbia
1 branch
- Gao441 G St NW Ste 3M54, Washington, DC 20548Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.30% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.29% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.97% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $84 | $76 | — |
- CapitalNet worth ratio8.30%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.29%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.97%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$84Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CommonWealth One are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.