Compare Bank & Credit Union Rates
Best savings rates in Richmond, VA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Richmond, VA
- Virginia Credit UnionRegular SavingsSavings · $100 min · 0.05%–0.40% by balance
Credit union · 4 branches
0.40%APY$40 a year on $10,000Requirements
Product: Must be a credit union member. $0 monthly fees for account service or maintenance. Free debit card, nationwide ATM access, online banking with eStatements, and mobile banking. $3 fee for each withdrawal in excess of two per month.
Offer: Dividend earnings are compounded quarterly. APY may change after account is opened. Fees may reduce earnings on your accounts. No minimum balance to earn APY for members under age 23.
0.05% interest rate · Compounded quarterly · No monthly fee
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $500 0.05% $500 and upYour amount 0.40% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 2 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Monthly minimum balance fee of $3.00 is waived if a balance of $200.00 or above is maintained each day in the statement period.
Offer: Tier Under $10,000. Monthly minimum balance fee of $3.00 if balance falls below $200.00 any day in the statement period.
$3 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Savings Account Balance APY Over $0 0.05% $10,000 and upYour amount 0.30% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Membership account required to access credit union services. No monthly or annual maintenance fees. Dividends compounded quarterly on balances of $100 or more.
Offer: Daily balance of $100.00 required to earn dividends. Dividends compounded quarterly. Rate may change after account is opened.
0.25% interest rate · Compounded quarterly · No monthly fee · Effective Jul 1, 2026
Rate checked
More details - Argent Credit UnionMoney Management AccountMoney Management Account · $1,000 min · 0.25%–2.00% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Membership required. Dividends compounded monthly. Insured by NCUA up to $250,000. Up to 6 free withdrawals per month. No debit card associated with this account; check writing permitted.
Offer: Daily balance required to earn dividends. Dividends compounded monthly.
0.25% interest rate · Compounded monthly · No monthly fee · Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Management Account Balance APY $1,000 – $20,000Your amount 0.25% $20,000 – $50,000 0.35% $50,000 – $100,000 0.65% $100,000 – $250,000 1.25% $250,000 and up 2.00% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Dominion Energy Credit UnionSavings AccountSavings · $100 min · 0.10%–0.20% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Membership eligibility required. Minimum $5 deposit to open (waived for Dominion Energy employees who sign up for payroll deduction). No monthly fees. $15 fee per month if more than six electronic withdrawals are made.
Offer: Dividends compounded quarterly. Dividends calculated on average daily balance. Minimum average balance to earn an APY is $100.00.
Compounded quarterly · No monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Savings Account Balance APY $100 – $1,000 0.10% $1,000 and upYour amount 0.20% Rate checked
More details - Atlantic Union BankMoney Market AccountMoney Market Account · $500 min · 0.15%–0.65% by balance
Bank · 4 branches
0.15%APY$15 a year on $10,000Requirements
Product: Maintain a minimum daily balance of $2,500 to avoid a $12 monthly maintenance fee. $500 to open.
0.15% interest rate · $12 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $25,000Your amount 0.15% $25,000 – $100,000 0.25% $100,000 – $250,000 0.40% $250,000 and up 0.65% Rate checked
More details - Dominion Energy Credit UnionWealth Maximizer Money Market SavingsWealth Maximizer Money Market Savings · $100 min · 0.15%–2.55% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000intro rateRequirements
Product: Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. Rates effective for the month of October, 2026.
Offer: Compounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance.
Promotional rate · Compounded monthly · Effective Oct 4, 2026
Rate by balance
Rate by balance for Wealth Maximizer Money Market Savings Balance APY $100 – $50,000Your amount 0.15% $50,000 – $100,000 1.80% $100,000 and up 2.55% Rate checked
More details - Dominion Energy Credit UnionWealth Builder Money Market SavingsWealth Builder Money Market Savings · $100 min · 0.15%–1.55% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000intro rateRequirements
Product: Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance. Rates effective for the month of October, 2026.
Offer: Compounded monthly. Minimum average balance to earn an APY is $100.00. Dividends calculated on average daily balance.
Promotional rate · Compounded monthly · Effective Oct 4, 2026
Rate by balance
Rate by balance for Wealth Builder Money Market Savings Balance APY $100 – $25,000Your amount 0.15% $25,000 and up 1.55% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Establishes membership with Call Federal Credit Union. Dividends compounded and credited quarterly based on average daily balance.
Offer: Rate may change after account is opened. $5 minimum deposit required.
0.15% interest rate
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: Rate may change after account is opened. $5 minimum deposit required.
0.15% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Maintain a $300 daily balance or receive at least one Round Up Savings transfer credit each month (enrollment required) to avoid a $5 monthly maintenance fee.
Offer: $5 monthly maintenance fee waived with a $300 daily balance or at least one Round Up Savings transfer credit each month. $25 minimum opening deposit.
0.10% interest rate · $5 monthly fee · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: $25 minimum opening deposit.
0.10% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Monthly statement provided. Minimum balance to earn interest is $100.
Offer: Requires $100 minimum balance to earn interest.
0.10% interest rate · No monthly fee · Effective Sep 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Richmond, VA
55 accounts at 19 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.25%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.18%
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Richmond, VA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Langley Credit UnionCredit union · 1 branch
- Primis BankBank · 9 branches
- Peoples Advantage FCUCredit union · 4 branches