Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 871–885 results in Texas
- 0.05%APY$5 a year on $10,000
Requirements
Product: $25.00 balance not required for special savings. One free withdrawal through teller window per month/each additional withdrawal $1.00.
Offer: $100.00 average daily balance to earn dividends.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must maintain $25.00 balance to continue membership. One free withdrawal through teller window per month/each additional withdrawal $1.00.
Offer: $100.00 average daily balance to earn dividends.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Requires a one-time $5 non-refundable joining fee and completing payment of one $25 par value share to become a member and maintain membership. Dividends are compounded and credited quarterly based on simple daily accrual. May be pledged on a Shares Secured loan or used for overdraft protection.
Offer: Must maintain a minimum balance of $25 to maintain membership and utilize credit union services. Fee assessed for electronic withdrawals in excess of 6 per month.
0.05% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a paired Cash Edge or Extra Edge checking account; not offered as a standalone account. Requires e-statements unless enrolled in Edge Plus. Must be of legal age to contract.
Offer: Base rate applied to entire balance for the cycle period if monthly reward qualifications are not met on the paired checking account.
Qualified rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash, Kasasa Cash Back, Kasasa Eats, or Kasasa Play checking account. Limit 1 account per SSN. Qualifying for linked Kasasa checking rewards qualifies for highest Kasasa Saver rate. Monthly qualification cycle requires at least 10 debit card purchases (30 for Kasasa Cash Level 2), at least 1 ACH debit, 1 direct deposit, or 1 bill pay transaction, and enrollment in e-Statements.
Offer: Applies to all balances if qualifications in linked Kasasa checking account are not met during Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Jul 1, 2023
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Serves as the foundation of credit union membership. First three withdrawals per month are free, additional withdrawals are $3 each.
Offer: Requires maintaining a balance of $25.
0.05% interest rate · No monthly fee · Effective Jul 29, 2025
Rate checked
More details - IBEW Local 66 Federal Credit UnionFamily Savings PlanSavings · $25 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Traditional savings account for minors or special purposes. Variable rate subject to change at credit union discretion.
Offer: Monthly maintenance fee waived with daily ledger balance of $100.00 or greater, e-statements and direct deposit, being a minor under 18, or being over 50. Minimum balance to open is $25.00 on fee schedules or $5.00 on product page.
0.00% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Family Savings Plan Balance APY Up to $25 0.00% Up to $50,000Your amountMinimum balance to earn dividends is $100.00 on deposit disclosure or $0.01 on fee schedule. 0.05% $50,000 and up 0.10% Rate checked
More details - IBEW Local 66 Federal Credit UnionRegular SharesSavings · $25 min · 0.00%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Required for all members to maintain membership. Dividends earn on funds above required share balance. Variable rate subject to change at credit union discretion.
Offer: Monthly maintenance fee waived with daily ledger balance of $25.00 or greater, or with e-statements and direct deposit. Minimum balance to earn dividends is $25.00.
0.00% interest rate · $3 monthly fee
Rate by balance
Rate by balance for Regular Shares Balance APY Up to $25 0.00% Up to $50,000Your amount 0.05% $50,000 and up 0.10% Rate checked
More details - Oak Cliff Christian Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,000 min
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Requires opening a Share Account for credit union membership. Minimum average daily balance of $2,000 required to obtain APY. No monthly fees with a minimum balance of $2,000. Dividends paid monthly.
Offer: Minimum opening deposit of $2,000. Minimum average daily balance of $2,000 required to obtain APY. No monthly fees with a minimum balance of $2,000. Dividends paid monthly.
0.05% interest rate · Effective Oct 18, 2023
Rate checked
More details - Southwest Research Center Federal Credit UnionSpecial SavingsSavings · $25 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: Minimum balance required is $25. Dividends are earned from the day of deposit to the day of withdrawal, compounded daily using the daily balance method, and available on the first day of the following month.
Offer: Monthly dividend period; $25 minimum balance to earn dividends.
Compounded daily
Rate checked
More details - Southwest Research Center Federal Credit UnionShare SavingsSavings · $5 min
Credit union · 2 branches
0.05%APY$5 a year on $10,000Requirements
Product: All members are required to maintain a regular share account as a condition of Credit Union membership. Dividends are paid quarterly and computed on fully paid $5.00 shares; funds must remain on deposit until the close of business on the last day of the quarter to receive dividends. Deposits made by the 10th of the month earn dividends from the first.
Offer: Quarterly dividend period.
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Every member has a Share 1 with a $5 minimum balance.
Offer: Dividend Rate Declared Last Month: 0.05%. $5 minimum balance.
0.05% interest rate
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 312 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Minimum deposit of $25 to open. Minimum balance to earn stated rate is $100.
Offer: Minimum balance to earn stated rate is $100.
0.04% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Minimum opening deposit of $1. Minimum balance to earn stated rate is $100.
Offer: Minimum balance to earn stated rate is $100.
0.04% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
965 accounts at 411 banks and credit unions · checked Oct 22–24
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches