Credit union · NCUA insured
Southwest Research Center Federal Credit Union Savings Rates
Southwest Research Center Federal Credit Union’s best savings rate is 0.55% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Southwest Research Center Federal Credit Union’s savings rates compare
Compared with banks and credit unions near San Antonio, TX, where Southwest Research Center Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Southwest Research Center Federal Credit Union
0.05%APY
- Earns on $10,000 a year
- $5
Special Savings
Top rate
Nizari Credit Union
4.00%APY
- Earns on $10,000 a year
- $400
2nd-highest rate
MidFirst Bank
4.00%APY
- Earns on $10,000 a year
- $400
Southwest Research Center Federal Credit Union savings score
80
Savings score
Higher than 53% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0000.65%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southwest Research Center Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.55%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Dividend period is monthly | 0.50% | — | Dividend period is monthly |
| $2,500 – $9,999Dividend period is monthly | 0.50% | — | Dividend period is monthly |
| $10,000 – $24,999Dividend period is monthly | 0.55% | $55 | Dividend period is monthly |
| $25,000 – $49,999Dividend period is monthly | 0.55% | — | Dividend period is monthly |
| $50,000 – $74,999Dividend period is monthly | 0.60% | — | Dividend period is monthly |
| $75,000 – $99,999Dividend period is monthly | 0.60% | — | Dividend period is monthly |
| $100,000 and upDividend period is monthly | 0.65% | — | Dividend period is monthly |
Share Savings
0.05%APY
All members are required to maintain a regular share account as a condition of Credit Union membership. Dividends are paid quarterly and computed on fully paid $5.00 shares; funds must remain on deposit until the close of business on the last day of the quarter to receive dividends. Deposits made by the 10th of the month earn dividends from the first.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upQuarterly dividend period.$5 and up | 0.05% | $5 | Quarterly dividend period. |
Special Savings
0.05%APY
Minimum balance required is $25. Dividends are earned from the day of deposit to the day of withdrawal, compounded daily using the daily balance method, and available on the first day of the following month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMonthly dividend period; $25 minimum balance to earn dividends.$25 and up | 0.05% | $5 | Monthly dividend period; $25 minimum balance to earn dividends. |
Special-purpose accounts
IRA Accumulation Account
0.25%APY
Traditional, Roth, and Educational IRAs available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceQuarterly dividend period.Any balance | 0.25% | $25 | Quarterly dividend period. |
Who can join Southwest Research Center Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, and businesses and other legal entities located in the defined investment area in San Antonio, Texas.
Employers and groups
- Employees and members of select employee groups, organizations, and entities.
Family and household
- Eligible family members (parent, sibling, grandparent, spouse, step sibling, grandchildren, children, step children, adopted children, legal guardian, step parents, domestic partners) of any eligible individual.
Cost to join
- A deposit of $5 into a share (savings) account is required to establish membership.
Membership information collected October 5, 2026.