Credit union · NCUA insured
Mesquite CU Savings Rates
Mesquite CU’s best savings rate is 2.27% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Mesquite CU’s savings rates compare
Compared with banks and credit unions near Dallas, TX, where Mesquite CU has the most branches. $10,000, best rate first.
This credit union’s best
Mesquite CU
2.27%APY
- Requires
- None
- Minimum
- $2,000
- Earns on $10,000 a year
- $227
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Mesquite CU savings score
63
Savings score
Higher than 8% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0001.51%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mesquite CU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
2.27%APY
Limit one money market account per membership. Minimum opening deposit of $2,000. No monthly service charge. Dividends compounded monthly. Access funds with Money Market checks. Government regulations restrict automatic and preauthorized transfers to no more than an aggregate of six per month per account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $5,000Limit one money market account per membership. | 0.15% | — | Limit one money market account per membership. |
| $5,000 – $50,000Limit one money market account per membership. | 2.27% | $227 | Limit one money market account per membership. |
| $50,000 – $100,000Limit one money market account per membership. | 2.02% | — | Limit one money market account per membership. |
| $100,000 and upLimit one money market account per membership. | 1.51% | — | Limit one money market account per membership. |
Sources (3)
- mesquitecu.org/privacy-notices-and-disclosures
- mesquitecu.org/money-market-accounts
- mesquitecu.org/rates
All captured Sep 17, 2026
Regular Savings
0.05%APY
Serves as the foundation of credit union membership. First three withdrawals per month are free, additional withdrawals are $3 each.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRequires maintaining a balance of $25.$25 and up | 0.05% | $5 | Requires maintaining a balance of $25. |
Special-purpose accounts
Individual Retirement Accounts
0.05%APY
Dividends are compounded monthly. Available as Traditional or Roth IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends are compounded monthly.Any balance | 0.05% | $5 | Dividends are compounded monthly. |
Sources (2)
All captured Sep 17, 2026
Who can join Mesquite CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work within Mesquite city limits are eligible for membership.
Employers and groups
- Individuals who work at designated select employee groups located in Sunnyvale and Balch Springs (including ABC Doors of Dallas, Adell Corporation, Associated Air & Appliance, Asthma & Lung Specialists, Baker Drywall, Dallas Athletic Club, Glen Thurman Incorporated, Identification Plates, SCS, Enterprises, McDonald's Food Service, Medical Center of Mesquite, N. Texas Neurological Center, Numo Manufacturing, Paragon Industries, Power Maintenance, Refrigerated Specialist Inc., Reliable Plumbing, Skyline Ford, Stevens Transport, T&L Plumbing, Telefones Plus, Tiseo Paving Company, Total Plumbing, Town East Ford, Triangle Plastering, and Urban Fire Protection) are eligible for membership.
Military, government and schools
- Individuals who work for qualifying local government entities located in Sunnyvale and Balch Springs, including City of Balch Springs, City of Mesquite, and Town of Sunnyvale, are eligible for membership.
Family and household
- Anyone who is a relative of an existing member of Mesquite Credit Union is eligible for membership.
Cost to join
- Joining Mesquite Credit Union requires opening a savings account with a minimum opening deposit of $25.
Membership information collected October 5, 2026.