Credit union · NCUA insured
Mesquite CU
A $41M credit union headquartered in Mesquite, TX, with 2,873 members and 1 branch in Texas. Best rates: CDs 3.61% and savings 2.27% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: no rates found on its website.
- CDs—3.61%CD rates →
- Savings631.51%at $100,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Mesquite CU
Mesquite Credit Union is a member-owned financial cooperative that operates under the principle of putting the needs and interests of its members first.
- Headquarters
- 1510 N Galloway Ave, Mesquite, TX 75149
- NCUA charter
- 67436
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work within Mesquite city limits are eligible for membership.
Employers and groups
- Individuals who work at designated select employee groups located in Sunnyvale and Balch Springs (including ABC Doors of Dallas, Adell Corporation, Associated Air & Appliance, Asthma & Lung Specialists, Baker Drywall, Dallas Athletic Club, Glen Thurman Incorporated, Identification Plates, SCS, Enterprises, McDonald's Food Service, Medical Center of Mesquite, N. Texas Neurological Center, Numo Manufacturing, Paragon Industries, Power Maintenance, Refrigerated Specialist Inc., Reliable Plumbing, Skyline Ford, Stevens Transport, T&L Plumbing, Telefones Plus, Tiseo Paving Company, Total Plumbing, Town East Ford, Triangle Plastering, and Urban Fire Protection) are eligible for membership.
Military, government and schools
- Individuals who work for qualifying local government entities located in Sunnyvale and Balch Springs, including City of Balch Springs, City of Mesquite, and Town of Sunnyvale, are eligible for membership.
Family and household
- Anyone who is a relative of an existing member of Mesquite Credit Union is eligible for membership.
Cost to join
- Joining Mesquite Credit Union requires opening a savings account with a minimum opening deposit of $25.
Branches
1 branch in Texas
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Texas
1 branch
- Main OfficeMain office1510 N Galloway Ave, Mesquite, TX 75149Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.96% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.03% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.96% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $69 | $59 | — |
- CapitalNet worth ratio10.96%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.03%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.96%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$69Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Mesquite CU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.