Compare Bank & Credit Union Rates
Best savings rates in Texas
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 211–225 results in Texas
- Texasgulf Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.00%–1.75% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance of $2,000.00 required to open and earn dividend.
0.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.00% $2,000 – $10,000 0.50% $10,000 – $50,000Your amount 1.00% $50,000 and up 1.75% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Monthly service fee of $7.00 is waived with an average daily balance of $2,500 per statement cycle across all Extraco deposit accounts, or if 23 years of age or younger or 65 years of age or older.
Offer: $7.00 monthly service fee waived with an average daily balance of $2,500 per statement cycle across all Extraco deposit accounts, or if 23 years of age or younger or 65 years of age or older.
$7 monthly fee · Effective Oct 6, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000 1.00% $10,000 – $25,000Your amount 1.00% $25,000 – $75,000 1.05% $75,000 – $100,000 1.20% $100,000 – $200,000 1.30% $200,000 and up 1.35% Rate checked
More details - Community Resource Credit UnionFreedom Money MarketFreedom Money Market · $500 min · 0.50%–2.25% by balance
Credit union · 8 branches
1.00%APY$100 a year on $10,000Requirements
Product: CRCU membership required. $10 monthly service fee applies if average daily balance falls below $500.
Offer: $10 monthly service fee waived with $500 average daily balance.
0.50% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Freedom Money Market Balance APY Up to $1,000 0.50% $1,000 – $5,000 1.00% $5,000 – $15,000Your amount 1.00% $15,000 – $25,000 1.00% $25,000 – $50,000 1.30% $50,000 – $100,000 1.60% $100,000 – $250,000 2.00% $250,000 and up 2.25% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Interest is compounded and credited quarterly. $300 minimum balance to avoid $7.50 quarterly service charge. 6 withdrawals per quarter free of charge ($2 each thereafter). Accrued interest may be forfeited if account is closed before the end of the statement cycle.
Offer: Minimum balance to earn interest: none. Maximum balance: none. $100 minimum to open.
1.00% interest rate · Effective Sep 30, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: No monthly service fees. Requires a $1 minimum balance. Dividends earned based on daily account balance and paid monthly. Federally insured by NCUA to at least $250,000. Mobile and online banking access included.
1.00% interest rate · No monthly fee · Effective Aug 17, 2026
Rate checked
More details - One Source Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 0.80%–1.31% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: No account service fee. Maintaining at least $2,000 account balance pays higher dividend rates. Interest is paid monthly.
Offer: Terms are 30 - 31 Days. Interest is paid monthly.
0.80% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $4,999 0.80% $5,000 – $9,999 0.90% $10,000 – $24,999Your amount 1.00% $25,000 – $49,999 1.11% $50,000 – $99,999 1.21% $100,000 and up 1.31% Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Consumer accounts only. To earn 2.00% APY above regular share savings rate (3.04% APY / 3.00% rate), maintain an active FWCCU checking account, complete at least 10 debit card purchase transactions per calendar month, and enroll in e-statements. Otherwise earns regular share savings APY/rate. Maximum 3 withdrawals per calendar month ($10 fee per withdrawal thereafter; no ATM withdrawals).
Offer: Standard non-qualifying rate: applies if monthly activity and e-statement requirements are not met.
Qualified rate · 1.00% interest rate · Effective Oct 6, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: Represents ownership/share in credit union; requires $25 minimum opening deposit and $25 daily balance. Single service fee of $5 quarterly applies if no other accounts are open and average monthly balance is less than $100 (waived for youth under 18; assessed after 90 days).
1.00% interest rate · Effective Oct 6, 2026
Rate checked
More details - 1.00%APY$100 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash, Kasasa Cash Back, or Kasasa Eats checking account. Limit of one account per social security number. $50 minimum deposit to open. No monthly maintenance fees.
Offer: When qualifications are met in linked Kasasa checking account during Monthly Qualification Cycle (at least 1 direct deposit/ACH credit and at least 20 debit card purchases > $5.00).
Qualified rate · 1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $25,000Your amount 1.00% $25,000 and upWhen qualifications are met in linked Kasasa checking account. 0.50% Rate checked
More details - TEXAR Federal Credit UnionMoney Market CheckingMoney Market Checking · $2,500 min · 1.00%–3.00% by balance
Credit union · 4 branches
1.00%APY$100 a year on $10,0001.00% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY $2,500 – $50,000Your amount 1.00% $50,000 – $100,000 2.00% $100,000 – $200,000 3.00% $200,000 – $300,000 3.00% $300,000 – $400,000 3.00% $400,000 and up 3.00% Rate checked
More details - First Central Credit UnionMoney Market (First Fund)Money Market (First Fund) · $2,500 min · 0.35%–2.25% by balance
Credit union · 5 branches
1.00%APY$100 a year on $10,000Requirements
Product: Avoid the $20 monthly service fee by maintaining a minimum daily balance of $2,500 or more. Minimum balance of $2,500 to earn higher interest rates. Interest is calculated, compounded, and paid monthly on the daily balance on the last day of the month. Transaction limit of up to 6 pre-authorized, automatic, or telephone transfers per month, with no more than 3 by check, draft, or debit.
Offer: Avoid the $20 monthly service fee with a minimum daily balance of $2,500 or more.
0.35% interest rate · $20 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market (First Fund) Balance APY Up to $2,500 0.35% $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.10% $50,000 – $100,000 1.25% $100,000 – $250,000 2.00% $250,000 and up 2.25% Rate checked
More details - First Eagle Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.00%–1.31% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Write up to 3 checks per month directly from account; up to 6 withdrawals monthly. Earn rates on balances of $2,500+.
1.00% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $20,000Your amount 1.00% $20,000 – $50,000Split Rate 1.16% $50,000 and upSplit Rate 1.31% Rate checked
More details - First United BankProsper Money MarketProsper Money Market · $5,000 min · 1.00%–1.10% by balance
Bank · 24 branches
1.00%APY$100 a year on $10,000Requirements
Product: Interest compounded and paid monthly based on daily balance. Monthly maintenance fee of $15 is charged monthly if daily balance requirement of $5,000 is not met. Limited to 6 debit items per month ($10 per additional debit item).
Offer: $15 monthly maintenance fee waived if minimum daily balance requirement of $5,000 is met.
1.00% interest rate · $15 monthly fee
Rate by balance
Rate by balance for Prosper Money Market Balance APY $5,000 – $25,000Your amount 1.00% $25,000 and up 1.10% Rate checked
More details - Secured Advantage Federal Credit UnionMoney MarketMoney Market · $2,500 min · 1.00%–2.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Minimum balance of $2,500.00 required to open and earn dividends. If balance falls below $2,500.00, dividends are paid at the regular share rate. Rates are variable and subject to change; dividends compounded monthly.
Offer: Dividends compounded monthly. Variable rate.
1.00% interest rate · Compounded monthly · Effective Apr 1, 2025
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 1.00% $25,000 – $50,000 1.25% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% Over $250,000 2.00% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Texas
964 accounts at 412 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.02%
- Banks, typical
- 0.35%
- Credit unions, typical
- 0.25%
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Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Harris County Federal Credit UnionCredit union · 1 branch
- NAFT Federal Credit UnionCredit union · 3 branches
- Barksdale Federal Credit UnionCredit union · 2 branches