Bank · FDIC insured
Charter Bank
A $292.3M bank headquartered in Corpus Christi, TX, with 4 branches in Texas. Best rates: CDs 3.34% and savings 1.00% APY.
Charter Bank Carrot Score
74
Carrot Score
Higher than 35% of U.S. banks and credit unions
#15 of 21 in Corpus Christi, TX metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Charter Bank
Charter Bank is a locally owned and operated neighborhood bank servicing the Corpus Christi area for over 50 years.
- Headquarters
- 10502 Leopard St, Corpus Christi, TX 78410
- FDIC certificate
- 18660 ↗
Branches
4 branches in Texas
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Texas
4 branches
- Charter BankMain office10502 Leopard St, Corpus Christi, TX 78410Directions
- Navigation Branch801 Navigation Blvd, Corpus Christi, TX 78408Directions
- Saratoga Branch3701 Saratoga Blvd, Corpus Christi, TX 78415Directions
- Rockport Branch711 Highway 35 N, Rockport, TX 78382Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.30% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 2.78% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.29% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $63 | $81 | — |
- CapitalLeverage ratio11.30%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent2.78%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.29%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$63Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Charter Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.