Credit union · NCUA insured
Texasgulf Federal Credit Union Savings Rates
Texasgulf Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Texasgulf Federal Credit Union’s savings rates compare
Compared with banks and credit unions near El Campo, TX, where Texasgulf Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Texasgulf Federal Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $200
Free Kasasa Saver
2nd-highest rate
First National Bank Texas
2.00%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $200
3rd-highest rate
Woodforest National Bank
1.00%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $100
Texasgulf Federal Credit Union savings score
86
Savings score
Higher than 74% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.75%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texasgulf Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver
Up to 2.00%APY
Links to Free Kasasa Cash or Kasasa Cash Back checking account; automatic transfer of rewards. To earn qualification APY: use Texasgulf FCU Debit Card at least 12 times per month, sign up for eStatements, and sign up and log into Online Banking at least once per month. If qualifications not met, pays base dividend rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000When qualifications in linked Kasasa Cash or Cash Back checking are met. | 2.00% | $200 | When qualifications in linked Kasasa Cash or Cash Back checking are met. |
| Any balanceApplies to all balances if Kasasa qualifications are not met. | 0.05% | $5 | Applies to all balances if Kasasa qualifications are not met. |
| $25,000 and upWhen qualifications in linked Kasasa Cash or Cash Back checking are met. APY ranges from 2.00% to 0.50% on portion of balance above $25,000 depending on balance. | 0.50% | — | When qualifications in linked Kasasa Cash or Cash Back checking are met. APY ranges from 2.00% to 0.50% on portion of balance above $25,000 depending on balance. |
Sources (2)
All captured Oct 6, 2026
Money Market Account
1.00%APY
Minimum balance of $2,000.00 required to open and earn dividend.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.00% | — |
| $2,000 – $10,000 | 0.50% | — |
| $10,000 – $50,000 | 1.00% | $100 |
| $50,000 and up | 1.75% | — |
Primary Share Savings
0.15%APY
Establishes membership and represents ownership in Texasgulf FCU. Minimum balance of $25 required to maintain membership, use services, and earn dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.10% | — |
| $500 – $5,000 | 0.15% | — |
| $5,000 – $25,000 | 0.15% | $15 |
| $25,000 and up | 0.20% | — |
Special-purpose accounts
IRA Share Savings
0.40%APY
Available as Traditional IRA, Roth IRA, or SEP IRA. No minimum balance and no term restrictions. Dividends compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.20% | — |
| $5,000 and up | 0.40% | $40 |
Who can join Texasgulf Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to businesses and individuals who live, work, worship, attend school, or do business in Calhoun, Colorado, DeWitt, Fayette, Gonzales, Jackson, Lavaca, Lee, Matagorda, or Wharton County.
Family and household
- Membership is open to immediate family members (spouses, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, step siblings, and adopted children) of eligible individuals or permanent members of an eligible member's household.
Cost to join
- A minimum deposit of $25.00 is required to open membership.
Membership information collected October 5, 2026.