Credit union · NCUA insured
TEXAR Federal Credit Union Savings Rates
TEXAR Federal Credit Union’s best savings rate is 1.00% APY on $10,000, with its Money Market Checking. Rates checked October 16, 2026.
How TEXAR Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Texarkana, TX-AR, where TEXAR Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TEXAR Federal Credit Union
1.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $100
Money Market Checking
Top rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
2nd-highest rate
Red River Credit Union
2.60%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $260
TEXAR Federal Credit Union savings score
85
Savings score
Higher than 68% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0003.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TEXAR Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Checking
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $50,000 | 1.00% | $100 |
| $50,000 – $100,000 | 2.00% | — |
| $100,000 – $200,000 | 3.00% | — |
| $200,000 – $300,000 | 3.00% | — |
| $300,000 – $400,000 | 3.00% | — |
| $400,000 and up | 3.00% | — |
Member Savings
0.10%APY
Included with membership. Pays quarterly dividends on an average daily balance of $100.00 or more. $5 monthly maintenance fee can be avoided by maintaining the required minimum balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upQuarterly dividends earned on average daily balance of $100.00 or more. Maintain required minimum balance to avoid $5 monthly maintenance fee.$100 and up | 0.10% | $10 | Quarterly dividends earned on average daily balance of $100.00 or more. Maintain required minimum balance to avoid $5 monthly maintenance fee. |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
Savings IRA
0.30%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to earn dividends is $0.01.Over $0 | 0.30% | $30 | Minimum balance to earn dividends is $0.01. |
Sources (1)
- gotexar.com/personal/deposit-rates · captured Oct 6, 2026
Who can join TEXAR Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Businesses and individuals who live, work, worship, attend school, or conduct business in Bowie, Cass, Little River, Miller, Red River, or Lamar counties are eligible for membership.
Membership information collected October 5, 2026.