Compare Bank & Credit Union Rates
Best savings rates in Cedar Park, TX
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Cedar Park, TX
- 0.25%APY$25 a year on $10,000
Requirements
Product: Money market savings account with check writing flexibility. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($10.00 fee per excessive withdrawal over 6). $3.00 monthly paper statement fee avoided with eStatements.
Offer: Variable interest rate calculated using daily balance method. $10.00 monthly minimum balance fee waived if a balance of $1,000.00 or above is maintained each day in the statement period.
$10 monthly fee · Effective Sep 14, 2026
Rate checked
More details - Austin Telco Federal Credit UnionMoney MarketMoney Market · $50 min · 0.00%–0.95% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: A minimum deposit of $50 is required to open this account. A daily balance of $2,000 is required to obtain the Annual Percentage Yield for the monthly dividend period. Dividends are compounded and paid monthly. No monthly service fee.
Offer: A minimum deposit of $50 is required to open this account. A daily balance of $2,000 is required to obtain the Annual Percentage Yield for the monthly dividend period. Dividends are compounded and paid monthly. No monthly service fee.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,000 0.00% $2,000 – $24,999Your amount 0.25% $25,000 – $74,999 0.35% $75,000 – $124,999 0.40% $125,000 – $499,999 0.50% $500,000 – $999,999 0.80% $1,000,000 and up 0.95% Rate checked
More details - United Heritage Credit UnionVIP Money MarketVIP Money Market · $2,500 min · 0.10%–0.40% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership/Regular or Student Savings required. Regular Savings account required for all checking accounts. Par value of one share is $1. Dividends compounded and paid monthly. No fees if daily minimum balance is maintained. Maximum of 3 checks written per month.
0.10% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for VIP Money Market Balance APY $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.15% $25,000 – $99,999 0.30% $100,000 and up 0.40% Rate checked
More details - United Heritage Credit UnionSpecial SavingsSavings · $100 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership/Regular Savings required.
Offer: Dividends compounded quarterly; paid quarterly on balances exceeding $100.
0.20% interest rate · Compounded quarterly · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Special Savings Balance APY $100 – $1,999 0.20% $2,000 and upYour amount 0.15% Rate checked
More details - United Heritage Credit UnionRegular SavingsSavings · $100 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Membership required ($1 deposit establishes shared ownership). Required for all savings accounts, CDs, and IRAs.
Offer: Dividends compounded quarterly; paid quarterly on balances exceeding $100.
0.20% interest rate · Compounded quarterly · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY $100 – $1,999 0.20% $2,000 and upYour amount 0.15% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Monthly service charge of $3.50 waived if you have a $100 minimum daily balance, monthly deposits totaling $10 or more, one account owner under age 25, or own a Frost Plus Account or Frost Premium Account. Allows two free withdrawals per month ($3 per additional withdrawal). Unlimited transfers to an account in your name at Frost.
Offer: Monthly service charge of $3.50 waived with $100 minimum daily balance, monthly deposits totaling $10+, account owner under age 25, or Frost Plus/Frost Premium Account ownership.
0.15% interest rate · $3.50 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Frost Savings Account Balance APY Up to $15,000Your amount 0.15% $15,000 and up 0.25% Rate checked
More details - 0.15%APY$15 a year on $10,000with conditions
Requirements
Product: Minimum deposit required to open is $2,500. Stated interest rate is paid on the portion of the balance within the specified tier.
Offer: With Bonus Dividend. Applies only to the first $10,000 in Money Market account deposits for accounts with at least 10 qualifying transactions monthly in the same Member's checking account.
Qualified rate · 0.06% interest rate · Effective Feb 3, 2025
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.06% $10,000 – $50,000Your amountBlended APY range is 0.01-0.12% (or 0.06-0.13% with Bonus Dividend). 0.15%* $50,000 – $100,000Blended APY range is 0.12-0.31% (or 0.13-0.32% with Bonus Dividend). 0.50%* $100,000 – $500,000Blended APY range is 0.31-0.86% (or 0.32-0.86% with Bonus Dividend). 1.00%* $500,000 – $1,000,000Blended APY range is 0.86-1.68%. 2.50%* $1,000,000 and upBlended APY range is 1.68-3.25%. 3.25%* Rate checked
More details - 0.10%APY$10 a year on $10,000
No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Designed for members who want an additional savings account for their savings needs.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Exclusively available online. No monthly service charge. Interest compounded daily and credited monthly.
Offer: Minimum opening balance of $50 in new funds to First Citizens, maximum of $1,000,000, required to receive advertised APY. Variable rate subject to change. First two withdrawals or transfers per month are free, then $3 each.
Compounded daily · Balance cap $1,000,000 · No monthly fee
Rate checked
More details - Amplify Credit UnionPersonal High-Yield SavingsSavings · $0 min · 0.00%–0.30% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Minimum balance of $10,000 is required to earn the advertised APY.
0.00% interest rate · No monthly fee · Effective Jan 16, 2026
Rate by balance
Rate by balance for Personal High-Yield Savings Balance APY Up to $9,999 0.00% $10,000 – $24,999Your amount 0.10% $25,000 – $49,999 0.15% $50,000 – $99,999 0.20% $100,000 – $249,999 0.25% $250,000 and up 0.30% Rate checked
More details - Amplify Credit UnionPersonal Classic Money MarketPersonal Classic Money Market · $0 min · 0.00%–0.30% by balance
Credit union · 1 branch
0.10%APY$10 a year on $10,0000.00% interest rate · No monthly fee · Effective Jan 16, 2026
Rate by balance
Rate by balance for Personal Classic Money Market Balance APY Up to $999 0.00% $1,000 – $24,999Your amount 0.10% $25,000 – $49,999Minimum balance of $1,000 is required to earn the advertised APY. 0.15% $50,000 – $99,999Minimum balance of $1,000 is required to earn the advertised APY. 0.20% $100,000 – $249,999Minimum balance of $1,000 is required to earn the advertised APY. 0.25% $250,000 and upMinimum balance of $1,000 is required to earn the advertised APY. 0.30% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Dividends calculated quarterly on daily balances of $100 or more; compounded and paid quarterly. Account must remain open throughout the quarter to earn dividends for quarter. $5 deposit required to join and keep membership active. No service fees.
Offer: Account must remain open throughout the quarter to earn dividends for quarter. APY shown is most recent paid (prior quarter). Dividends calculated and paid quarterly.
No monthly fee · Effective Apr 1, 2026
Rate checked
More details - Austin Telco Federal Credit UnionSavings AccountSavings · $5 min · 0.00%–0.10% by balance
Credit union · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: A minimum deposit of $5 must be maintained. Par value of one share is $5.00 (1 share required). Dividends are compounded and paid monthly.
Offer: Tier below $100.
0.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Savings Account Balance APY Up to $100 0.00% $100 and upYour amount 0.10% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 1 branch
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cedar Park, TX
48 accounts at 17 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 0.69%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Austin, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nizari Credit UnionCredit union · 2 branches
- Government Employees FCUCredit union · 6 branches
- Cornerstone Capital BankBank · 1 branch