Compare Bank & Credit Union Rates
Best savings rates in Tennessee
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 316–330 results in Tennessee
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to Kasasa Cash or Kasasa Cash Back checking account. To earn highest APY, qualifications must be met in linked checking during each Monthly Qualification Cycle: at least 12 debit card purchases posted and settled, enroll in and agree to receive eStatements, and enroll in and log into online banking at least once. Limit two accounts per Social Security number.
Offer: Applies to all balances if qualifications are not met in linked Kasasa Cash or Kasasa Cash Back checking account.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 14, 2022
Rate checked
More details - Orion FinancialMoney Market AccountMoney Market Account · $0 min · 0.01%–0.25% by balance
Credit union · 10 branches
0.05%APY$5 a year on $10,000Requirements
Product: Dividend Rate and APY apply to the entire balance when the daily balance falls in the corresponding range. Deposit rates are variable and subject to change after account opening. Dividends are compounded and credited monthly.
Offer: Rate applies to entire balance when daily balance is between $0 and $9,999.
0.01% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $9,999 0.01% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.10% $50,000 – $99,999 0.20% $100,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Minimum opening deposit $10. No minimum balance required. No monthly fee. Unlimited deposits and withdrawals. Rates may change at any time. APY equals interest rate for all tiers.
Offer: Balances through $99.99. APY equals interest rate.
0.05% interest rate · Effective Oct 4, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To avoid a $5 monthly fee, maintain a $300 minimum balance each statement cycle. Minimum opening deposit of $300 or establish direct deposit.
0.05% interest rate · $5 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: To avoid a $5 monthly fee, maintain a $300 minimum balance each statement cycle. Minimum opening deposit of $300 or establish direct deposit.
0.05% interest rate · $5 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000intro rate
Requirements
Product: Personal accounts and personal trusts only. Available at Old National banking centers or online (online opening available in IA, IL, IN, KY, MI, MN, ND, TN, WI; personal trusts in-person only). Combined balance of all Old National accounts cannot exceed $3,000,000. $25 fee if closed within 180 days.
Offer: Standard/lower tier rate for daily collected balances of $19,999.99 or less. Monthly fee of $20 waived with $5,000 minimum daily balance.
Promotional rate · 0.05% interest rate · $20 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Market Monitor Balance APY Up to $20,000Your amount 0.05% $20,000 and upPromotional rate guaranteed through December 31, 2026 for new accounts opened between September 1, 2026 and December 1, 2026 funded with minimum $20,000 in new money not on deposit as of August 31, 2026 within 15 calendar days of opening. 3.85% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Requires a linked Better Interest Checking or Better Cash Back account. Paper statements incur a $3.00 monthly fee if selected instead of e-statements.
Offer: Entire daily balance earns 0.05% APY / 0.05% interest rate when linked checking account qualifications are not met.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Mar 10, 2025
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Rate and offer subject to change without notice and after account opening. Interest earned on the entire daily balance. Fees could reduce earnings on account. Not available to institutional investors. Account openings are subject to Bank approval and may be declined on certain factors.
Offer: Balances under $5,000. Interest earned on the entire daily balance. Fees could reduce earnings on account. Rate subject to change after account opening.
Effective Sep 24, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Links to free Kasasa Cash Back® or Kasasa Cash® checking. Automatic transfers of Kasasa Cash® earnings.
Offer: Base rate on all balances if qualifications are not met in Kasasa Cash®.
Qualified rate · No monthly fee
Rate checked
More details - First Citizens BankMoney Market AccountMoney Market Account · $500 min · 0.05%–0.15% by balance
Bank · 6 branches
0.05%APY$5 a year on $10,000Requirements
Product: Interest rates for money market savings accounts may vary depending on your area.
Offer: Maintain a $1,000 daily balance to avoid a $10 maintenance fee.
$10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $999 0.05% $1,000 – $9,999 0.05% $10,000 – $24,999Your amount 0.05% $25,000 – $49,999 0.07% $50,000 – $99,999 0.07% $100,000 – $499,999 0.10% $500,000 and up 0.15% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Membership established by purchasing one $5 share ($5 deposit into savings account). Dividends accrue daily and are paid quarterly. Deposits insured up to $250,000 by NCUA. Eligibility extended to immediate family members.
Offer: Dividends accrue daily and are posted/paid quarterly. Share minimum balance is $5.00.
0.05% interest rate · Effective Aug 25, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Separate savings account for managing finances. Accrues dividends daily and posted quarterly. Make deposits or withdrawals at any time; no minimum balance requirement. Pocket Change debit card round-up deposits supported.
Offer: Accrues dividends daily and posted quarterly. No minimum balance requirement.
0.05% interest rate · Effective Aug 25, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Share Savings Account that pays back dividends quarterly upon enrollment in credit union membership.
0.00% interest rate
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $499 0.00%* $500 and upYour amount 0.05%* Rate checked
More details - 0.05%APY$5 a year on $10,000
0.00% interest rate
Rate by balance
Rate by balance for Special Savings Balance APY Up to $499 0.00%* $500 and upYour amount 0.05%* Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Dividends paid quarterly on balances over $100. Establishes ownership in Chattanooga Federal ECU.
Offer: Dividends paid on balances of $100 or greater; posted on the last day of each calendar quarter (or first day of new quarter). Rates listed are projected rates.
0.05% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Tennessee
385 accounts at 153 banks and credit unions · checked Oct 16–23
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.20%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Tennessee
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Knoxville TVA Employees Credit UnionCredit union · 24 branches
- LGWFCUCredit union · 1 branch
- Bowater Credit UnionCredit union · 5 branches