Credit union · NCUA insured
Horizon Credit Union Savings Rates
Horizon Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Horizon Credit Union’s savings rates compare
Compared with banks and credit unions near Kingsport, TN-VA, where Horizon Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Horizon Credit Union
0.25%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $25
Money Market Account
Top rate
Knoxville TVA Employees Credit Union
4.28%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $428
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Horizon Credit Union savings score
71
Savings score
Higher than 29% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Horizon Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.25%APY
Limit of 3 withdrawals per month. APY can change after account opening for variable rate accounts such as Money Market Accounts. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceLimit of 3 withdrawals per month. APY can change after account opening for variable rate accounts such as Money Market Accounts. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings.Any balance | 0.25% | $25 | Limit of 3 withdrawals per month. APY can change after account opening for variable rate accounts such as Money Market Accounts. APY is an annual calculation based on 365 days (366 days in a leap year). Fees or withdrawals may reduce earnings. |
Sources (1)
- myhorizoncu.org/rates · captured Oct 5, 2026
Mad Money
0.05%APY
Separate savings account for managing finances. Accrues dividends daily and posted quarterly. Make deposits or withdrawals at any time; no minimum balance requirement. Pocket Change debit card round-up deposits supported.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAccrues dividends daily and posted quarterly. No minimum balance requirement.Any balance | 0.05% | $5 | Accrues dividends daily and posted quarterly. No minimum balance requirement. |
Share Accounts
0.05%APY
Membership established by purchasing one $5 share ($5 deposit into savings account). Dividends accrue daily and are paid quarterly. Deposits insured up to $250,000 by NCUA. Eligibility extended to immediate family members.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends accrue daily and are posted/paid quarterly. Share minimum balance is $5.00.Any balance | 0.05% | $5 | Dividends accrue daily and are posted/paid quarterly. Share minimum balance is $5.00. |
Special-purpose accounts
IRA Share Account
0.10%APY
IRA savings account. APY shown for all non-term share accounts is accurate as of the last dividend declaration date.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- myhorizoncu.org/save/savings-investment-rates · captured Sep 18, 2026
Christmas Club
0.05%APY
Treated as a separate savings account with dividends that accrue daily and are paid quarterly. Make deposits or withdrawals at any time; no minimum balance requirement. Pocket Change debit card round-up deposits supported.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends accrue daily and are paid quarterly. No minimum balance requirement.Any balance | 0.05% | $5 | Dividends accrue daily and are paid quarterly. No minimum balance requirement. |
Who can join Horizon Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.