Bank · FDIC insured
Financial Federal
A $1.1B bank headquartered in Memphis, TN, with 1 branch in Tennessee. Best rates: CDs 4.25% and savings 3.45% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.25%CD rates →
- Savings953.45%at $1,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Financial Federal
Founded in 1985, Financial Federal Bank is based in Memphis, Tennessee.
- Headquarters
- 1715 Aaron Brenner Dr, Memphis, TN 38120
- FDIC certificate
- 31840 ↗
Branches
1 branch in Tennessee
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Tennessee
1 branch
- Financial Federal BankMain office1715 Aaron Brenner Dr, Memphis, TN 38120Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.92% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.05% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.01% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $123 | $88 | — |
- CapitalLeverage ratio9.92%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.05%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.01%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$123Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Financial Federal are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.