Bank · FDIC insured
Peoples Bank Savings Rates
Peoples Bank’s best savings rate is 4.00% APY, with its Kasasa Saver®, with extra requirements. Rates checked October 15, 2026.
How Peoples Bank’s savings rates compare
Compared with banks and credit unions near Lawrenceburg, TN, where Peoples Bank has the most branches. $10,000, best rate first.
This bank’s best
Peoples Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $1
- Earns on $10,000 a year
- $400
Kasasa Saver®
2nd-highest rate
First Farmers & Merchants Bank
2.78%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $278
3rd-highest rate
Wayne County Bank
2.07%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $207
Peoples Bank savings score
74
Savings score
Higher than 37% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified4.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver®
Up to 4.00%APY
Links to free Kasasa Cash Back® or Kasasa Cash® checking. Automatic transfers of Kasasa Cash® earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Qualifying for Kasasa Cash® rewards automatically qualifies you for the highest Kasasa Saver® rate. Qualifications per Monthly Qualification Cycle: at least 1 direct deposit, ACH credit, or ACH payment transaction (minimum $1 each); at least 12 debit card purchases post and settle; enrolled in and review eStatements. | 4.00% | $400 | Qualifying for Kasasa Cash® rewards automatically qualifies you for the highest Kasasa Saver® rate. Qualifications per Monthly Qualification Cycle: at least 1 direct deposit, ACH credit, or ACH payment transaction (minimum $1 each); at least 12 debit card purchases post and settle; enrolled in and review eStatements. |
| Any balanceBase rate on all balances if qualifications are not met in Kasasa Cash®. | 0.05% | $5 | Base rate on all balances if qualifications are not met in Kasasa Cash®. |
Sources (1)
- pbbanking.com/personal/checking/kasasa-saver · captured Sep 24, 2026
Special-purpose accounts
A+ Savings Program
0.30%APY
For Pre-K through 8th grade students under 18 years of age in Wayne, Lewis, and Lawrence County School Systems (Frank Hughes School, Waynesboro Schools, Collinwood Schools, Lewis County Schools, and Lawrence County Schools). Parent must register minor with verifiable consent, bringing ID/SSN/birth certificate. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upA minimum of $1 is required to open the account and to obtain the current APY. For balances $1.00 and up.$1 and up | 0.30% | $30 | A minimum of $1 is required to open the account and to obtain the current APY. For balances $1.00 and up. |
Sources (1)
- pbbanking.com/personal/savings/savings-program · captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.