Bank · FDIC insured
Coffee County Bank Savings Rates
Coffee County Bank’s best savings rate is 0.25% APY on $10,000, with its Better Savings. Rates checked October 15, 2026.
How Coffee County Bank’s savings rates compare
Compared with banks and credit unions near Tullahoma, TN, where Coffee County Bank has the most branches. $10,000, best rate first.
This bank’s best
Coffee County Bank
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $300
Better Together Saver
Top rate
SmartBank
4.00%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
2nd-highest rate
FirstBank
3.40%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $340
Coffee County Bank savings score
80
Savings score
Higher than 53% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Coffee County Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Better Together Saver
Up to 3.00%APY
Requires a linked Better Interest Checking or Better Cash Back account. Paper statements incur a $3.00 monthly fee if selected instead of e-statements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $150,000Earned when qualifications are met on linked checking account (at least 1 ACH credit/payment, at least 12 PIN-based debit card purchases, and enrolled in e-statements during Monthly Qualification Cycle). No minimum balance required to earn rewards. | 3.00% | $300 | Earned when qualifications are met on linked checking account (at least 1 ACH credit/payment, at least 12 PIN-based debit card purchases, and enrolled in e-statements during Monthly Qualification Cycle). No minimum balance required to earn rewards. |
| Any balanceEntire daily balance earns 0.05% APY / 0.05% interest rate when linked checking account qualifications are not met. | 0.05% | $5 | Entire daily balance earns 0.05% APY / 0.05% interest rate when linked checking account qualifications are not met. |
| $150,000 and upPortion of daily balance over $150,000.00 earns an interest rate of 0.40% (resulting in a blended APY range from 3.00% to 1.96%) when linked checking qualifications are met. | 0.40% | — | Portion of daily balance over $150,000.00 earns an interest rate of 0.40% (resulting in a blended APY range from 3.00% to 1.96%) when linked checking qualifications are met. |
Sources (2)
- coffee.bank/personal/savings/better-together-savers
- coffee.bank/personal/savings/compare-personal-savings
All captured Sep 25, 2026
Special-purpose accounts
Better Savings
0.25%APY
Applicants must be 18 years of age or older, or have an adult co-owner if under 18. Up to 6 withdrawals/transfers per calendar month (4 per statement cycle without a $3 fee).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upTo obtain disclosed APY, must maintain a minimum balance of $50 each day. $1 monthly service charge if balance falls below $50 any day of cycle ($5 minimum balance fee mentioned in detailed disclosure).$50 and up | 0.25% | $25 | To obtain disclosed APY, must maintain a minimum balance of $50 each day. $1 monthly service charge if balance falls below $50 any day of cycle ($5 minimum balance fee mentioned in detailed disclosure). |
Sources (2)
All captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.